There are so many factors that determine your life insurance needs. BCAA is here to cut through the confusion, and guide you through the process. We'll help you determine your family's specific needs, then suggest the right policy for you, whether that's a policy that pays your mortgage, credit cards or final expenses; or one that funds your retirement, helps you start a business or pays for your children's education. We're here to help you get the coverage you need.

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Lifetime protection plan

Get insurance for the rest of your life. The younger you are when you apply, the lower your locked-in, lifetime rate.

Who it’s for

People aged 18 to 75 years who

  • Have a first and/or second mortgage
  • Are paying university or college tuition
  • Are caring for an elderly parent
  • Have other moderate to high debt
  • Are looking for permanent insurance solution with level premium

What it offers

  • Lifetime coverage that gives you financial peace of mind
  • Death benefits of $50,000 - $1,000,000
  • Best Doctors® referral service provides you with access to top physicians around the world
  • Save up to 20% every year: you get 15% off when you purchase $250,000 or more in coverage, plus you’ll receive an additional 5% off if you pay your premiums annually
  • 30-day satisfaction guarantee: if you’re not completely satisfied, simply call BCAA to cancel your coverage within 30 days of receiving your policy and have your premium refunded in full.

 

Save 10%

BCAA Members save on travel insurance

Our travel insurance protects you and your family, whether you're on vacation or a business trip.
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