There are so many factors that determine your life insurance needs. BCAA is here to cut through the confusion, and guide you through the process. We'll help you determine your family's specific needs, then suggest the right policy for you, whether that's a policy that pays your mortgage, credit cards or final expenses; or one that funds your retirement, helps you start a business or pays for your children's education. We're here to help you get the coverage you need.

Critical Illness Insurance

What is it?

Critical Illness Insurance protects you from the negative financial impact of suffering a major health challenge. The proceeds can be used for any purpose, whether that's for treatment and recovery, to pay for private nursing care or pay for daily living expenses – it’s up to you.

How does it work?

It provides a tax-free, lump sum payment in the event you experience an insured illness. Conditions can include stroke, heart attack, cancer, Alzheimer’s Disease, ALS, paralysis and other recognized conditions. It offers Return of Premium options that give money back if you live a long and healthy life without a claim.


Contact a Life Insurance Advisor

Please contact us if you are interested in a Life Insurance product or have a question about one of our Life products.