There are so many factors that determine your life insurance needs. BCAA is here to cut through the confusion, and guide you through the process. We'll help you determine your family's specific needs, then suggest the right policy for you, whether that's a policy that pays your mortgage, credit cards or final expenses; or one that funds your retirement, helps you start a business or pays for your children's education. We're here to help you get the coverage you need.

Long Term Care Insurance

What is it?

Long Term Care Insurance provides tax-free benefits to cover at-home or nursing home expenses related to your personal care, should you no longer be able to look after your own needs. With the uncertain future of public health care, Long Term Care Insurance can give you more control of how you will live your life in the future and reduce the chances of outliving your savings.

What kinds of needs does it cover?

With age and/or illness, you or your parents may need assistance with the six activities of daily living: like bathing, eating, dressing, toileting, transferring and maintaining continence.

How does it work?

Your monthly benefit doesn't depend on the actual costs of care--you don't have to report how you're spending the money. You can even use it to pay a family member to help care for you or your parents.

Options

Care support services is an extra benefit to help you and loved ones navigate the long term care system in your local area.

Contact a Life Insurance Advisor

Please contact us if you are interested in a Life Insurance product or have a question about one of our Life products.

Contact a Life Advisor