British Columbia's Medical Services Plan (MSP) and Pharmacare provide you and your family with basic medical insurance. BCAA is here to help you bridge the gaps in provincial coverage through plans that cover you for other services you need and want. These include dental care, vision care, prescriptions, disability benefits and orthodontics, even visits to specialists like physiotherapists, chiropractors, naturopaths, massage therapists and podiatrists.

Health & dental insurance

Who is it for?

BCAA Health and Dental Insurance helps members looking for more health and dental coverage than the provincial plan provides. Many are self-employed or retired, or don’t get group benefits from their employer.

What it is?

It’s a flexible plan that lets you mix and match up to 16 different combinations of drug and dental coverage, so you only pay for what you need. It lets you choose both the type of benefit and the level of coverage you want.

How does it work?

Depending on how you build your plan, you could be covered for:

  • Ambulance services
  • Dental care
  • Vision care
  • Hearing aids
  • Homecare and nursing
  • Medical equipment and supplies
  • Prescription drugs
  • Private/semi-private hospital accommodation
  • Prosthetic appliance
  • Registered specialists and therapists
  • Survivor benefit
  • Best Doctors® Solutions services
  • Lifeline® Personal Response service

What else it can cover?

You can choose to add drug and dental coverage. If you do, you save even more on your premiums.

For complete plan details, click here.*

When does it start?

There is no waiting period: your benefits start on the first day of the month following approval.

 

*This link takes you to the website of a BCAA approved supplier.

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