Home insurance protects your most valued assets – your home and your family. Your home is your biggest investment, and the belongings in it are precious to the people who live in it. We provide coverage for your house and your personal belongings from fire, theft, windstorms and other unexpected calamities.
Depending on whether you own or rent, you may require different types of protection. We also offer a variety of optional, customizable coverages to make sure your policy provides you with the protection you need.
Why do I need insurance?
Mortgages and many landlords require that you have insurance, plus if you own a condo you may have special needs for insurance as your strata corporation may not have the right amount of insurance.
Helpful claims service
- We look for ways to cover losses, not deny them
- The majority of losses are adjusted by a BCAA adjuster, not a 3rd party
- 24/7 emergency claims service
- 83% of all BCAA home insurance customers who have a claim are totally satisfied with their experience
BCAA's discounts
We offer discounts for a wide variety of situations, including:
- Claims free
- Alarm (fire & intrusion)
- New home/condo
- Safe home
- Age related
- BCAA membership
The average savings on discounts is almost $300.
How does the fact that you're a local company help me?
- British Columbians and their homes are unique
- We live here too, so we understand your unique needs
- We are in the same time zone, so when you have an emergency you can speak to someone right away
Member savings/benefits
- Save 5% right away and up to 15% the longer you’ve been a member
- Get access to exclusive benefits including:
- Get a $200 deductible (no cost)
- Enjoy one claim forgiveness
- Get access to Premier Insurance - insurance designed specially for higher limit policies with free enhancements with increased coverage limits at no extra cost
Payment options
- Pay in full in person, over the phone, online or at your bank (both automatic and self-renewal)
- Pay monthly or annually through automatic withdrawals from your bank account or your credit card