BCAA helps you protect your investment in your home and your personal belongings, to give you peace of mind. We work with you to understand your needs, then recommend the best, customized coverage for your specific situation. We also offer a wide variety of optional coverages, and Member-exclusive benefits.You can count on us for helpful home insurance advice and in the event of a claim, responsive and friendly service.

Specialty coverage

BCAA offers coverage to people who have older homes, mobile and seasonal properties, manufactured or modular homes. These are the types of specialty coverages BCAA can offer:

BCAA Select

  • Insurance for people that live in an older home, and may have difficulty purchasing insurance due to old electrical wiring systems.
  • Some insurance companies simply won’t insure homes with older electrical wiring or may ask you to completely re-wire your home.
  • At your option, obtain an approved home electrical safety inspection that may help you obtain coverage or even receive a lower rate.

Mobile Home

  • Provides coverage for your manufactured home and your personal belongings from fire, theft, windstorms and other unexpected calamities
  • A variety of optional coverages allow you to customize your policy

Seasonal Property

  • Provides coverage for your seasonal property when we insure your primary dwelling
  • Optional coverages allow you to customize your policy, including burglary and robbery, vandalism, and earthquake, plus more.