Life Insurance

There are so many factors that determine your life insurance needs as a BC resident. BCAA is here to cut through the confusion, and guide you through the process. We'll help you determine your family's specific needs, then suggest the right policy for you, whether that's a policy that pays your mortgage, credit cards or final expenses; or one that pays for your children's education. We're here to help you get the coverage you need.

5-Year Term Life Insurance
A simple, short-term choice for anyone starting out, with lots of options and low rates that are guaranteed not to increase for five years.
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20-Year Term Life Insurance

Longer-term, reliable protection with rates that are locked in for 20 years.


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Lifetime Protection Plan
The most reliable life insurance, with rates locked-in for life. The younger you are when you apply, the lower your locked-in rate will be.
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Guaranteed Issue Life Insurance
Straightforward protection that's easy to qualify for, with premiums that are guaranteed never to increase.
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