There are so many factors that determine your life insurance needs. BCAA is here to cut through the confusion, and guide you through the process. We'll help you determine your family's specific needs, then suggest the right policy for you, whether that's a policy that pays your mortgage, credit cards or final expenses; or one that funds your retirement, helps you start a business or pays for your children's education. We're here to help you get the coverage you need.

Life Insurance Basics

The benefits of life insurance

Life insurance provides peace of mind. When you die, your family will be taken care of through ongoing income that lets them maintain their current lifestyle.

What kinds of insurance are available?

Various life plans are available from basic life insurance, to life insurance policies that also offer savings and investment components that allow you to, for example, pay off your mortgage or debts, and provide money for your children’s education.

How does it work?

The policy covers you for your lifetime with the option to pay for the policy within a certain number of years. There’s no limit to the amount of coverage you can purchase on some selected policies.

Cash value

Two of the policies BCAA offers, Whole Life and Universal Life, build cash value through investment options. Ask your BCAA life insurance advisor for more info.

How can I find out more and apply?

Talk to a BCAA life insurance advisor to help you find the right life insurance policy for your needs.