Why do I need travel medical insurance?
British Columbia's provincial health plan (MSP) may cover only up to 10% of the medical expenses you and your family incur while travelling outside B.C. To ensure you're protected from costly medical bills outside the province, BCAA gets you the coverage you need to travel with confidence.
What does travel insurance include?
BCAA's plans include both medical and non-medical options:
- Emergency medical insurance
- Option to enhance coverage for pre-existing health conditions
- Single and multi trip plan options and various trip lengths to choose from
- Additional coverages
Types of additional coverages
Additional coverages are in addition to your base policy. Coverage options that BCAA offers are:
Trip Cancellation/Trip Interruption/Trip Disruption Insurance
Provides reimbursement of travel costs due to a covered risk if your travel plans are cancelled prior to the departure date of your trip or disrupted after your trip has begun.
Covers the loss, damage or theft of your baggage, personal effects and/or currency.
TravelGold Accident Insurance
Provides payment in case of death or dismemberment as a result of a covered accident.
Additional Air Travel Related Expenses Coverage
Provides coverage for expenses resulting from a flight being delayed more than 4 hours and/or when your baggage is lost or delayed more than 6 hours.