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Renters Insurance

Protect your belongings from the unexpected.

While your landlord's policy covers their rental property, it won't protect your belongings inside. You’ll still need protection from break-ins, fire, water damage or personal injury to another person at your place. Get coverage for your personal belongings and the liability protection you need. Plus, BCAA Members can save up to 20%.
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Key Features

Fire and Smoke
Fire and Smoke

Get coverage for your belongings in case they are damaged or destroyed in a fire.

Crime and Vandalism icon
Crime and Vandalism

Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft, or stolen anywhere in the world.

Personal Liability
Personal Liability

Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

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Additional Living Expenses

When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs. 

Water Damage
Water Damage

You’re covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine and damages your personal belongings.

Optional Extras

Roof Guard
Extended Water Coverages

Water often finds a way in, but with Extra roof leak coverage, Outdoor drain and surface water coverage, and Flood coverages, you’ll be protected. Find out if you are eligible for these coverages.

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Earthquake Coverage

With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2022 Gustavson Brand Trust Index.
*From 2019 to 2020, BCAA paid out on average 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results. Home Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and underwritten by BCAA Insurance Corporation.

BCAA acknowledges that we operate and support Members and customers on traditional and contemporary territories of First Nations across what is known today as BC. BCAA is headquartered on the lands of the hən̓q̓əmin̓əm̓ and Sḵwx̱ wú7mesh speaking peoples, known today as the City of Burnaby.

BCAA (The British Columbia Automobile Association) is a member of the Canadian Automobile Association (CAA) and the American Automobile Association (AAA), serving Members in British Columbia and the Yukon. Call 1-888-268-2222

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