Other
Other Policy Updates
We’re pleased to provide the following changes to your policy.
If you require further information call 1.833.533.1567 or book an appointment.
Mobile Home
Coverage |
Description |
Previous Definition |
Updated Definition |
---|---|---|---|
Mobile Home Comprehensive |
A Mobile Home policy provides protection for owners of Mobile/Manufactured Homes. |
The following comprehensive policies were available for Mobile Home owners: |
Mobile Home policies have been re-named to "Manufactured Home" for all product types: |
Rented
Coverage |
Description |
Previous Definition |
Updated Definition |
---|---|---|---|
Coverage C - Personal Property |
Personal property protection provides coverage in the event of accidental damage for contents, such as appliances and furniture you have provided for the rental property. |
Minimum personal property protection required was $5,000 for the following policy types: |
Minimum personal property increased to $10,000 for Rented Home, Rented Condo and Rented Manufactured policies. |
• Coverage F - Voluntary Payment for Medical Expenses |
Coverage F (Voluntary Payment for Medical Expenses) and Coverage G (Voluntary Payment for Property Damage), allow a policyholder to provide coverage for a third party for eligible medical or property damage losses. |
Coverage F and G were previously excluded for all Rented products. |
Coverage F and G updated to $5,000/$1,000 respectively for: |
Seasonal
Coverage |
Description |
Previous Definition |
Updated Definition |
---|---|---|---|
Coverage C - Personal Property |
Personal property protection provides coverage in the event of accidental damage for contents, such as appliances and furniture. |
Minimum personal property protection required was $5,000 for the following policy types: |
Minimum personal property increased to $10,000. |
• Coverage F - Voluntary Payment for Medical Expenses |
Coverage F (Voluntary Payment for Medical Expenses) and Coverage G (Voluntary Payment for Property Damage), allow a policyholder to provide coverage for a third party for eligible medical or property damage losses. |
Coverage F and G were previously excluded for all Rented products. |
Coverage F and G updated to $5,000/$1,000 respectively for: Seasonal Home, Seasonal Condo, Seasonal Manufactured |
• Seasonal Home Theft Coverage |
Seasonal Theft Coverage provides theft protection for seasonal policyholders. Seasonal Vandalism Coverage provides vandalism protection for seasonal policyholders. |
Seasonal Theft Coverage and Seasonal Vandalism Coverage were previously available as separate coverage options for: |
Seasonal Theft Coverage and Seasonal Vandalism Coverage have now been combined into one option, called Seasonal Theft and Vandalism Coverage. |