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Other Policy Updates

We’re pleased to provide the following changes to your policy.

If you require further information call 1.833.533.1567 or book an appointment.

Mobile Home

Coverage

Description

Previous Definition

Updated Definition

Mobile Home Comprehensive

A Mobile Home policy provides protection for owners of Mobile/Manufactured Homes.

The following comprehensive policies were available for Mobile Home owners:
•  Properties were referred to as Mobile Homes
•  Rented Mobile
•  Seasonal Mobile

Mobile Home policies have been re-named to "Manufactured Home" for all product types:
•  Properties are now referred to as Manufactured Homes
•  Rented Mobile Home policies are now referred to as "Rented Manufactured"
•  Seasonal Mobile Home policies are now referred to as "Manufactured Seasonal"
There has been no reductions to the comprehensive coveage provided by these policies with this update.

Rented

Coverage

Description

Previous Definition

Updated Definition

Coverage C - Personal Property

Personal property protection provides coverage in the event of accidental damage for contents, such as appliances and furniture you have provided for the rental property.

Minimum personal property protection required was $5,000 for the following policy types:

Minimum personal property increased to $10,000 for Rented Home, Rented Condo and Rented Manufactured policies.

•  Coverage F - Voluntary Payment for Medical Expenses
•  Coverage G - Voluntary Payment for Property Damage.

Coverage F (Voluntary Payment for Medical Expenses) and Coverage G (Voluntary Payment for Property Damage), allow a policyholder to provide coverage for a third party for eligible medical or property damage losses.

Coverage F and G were previously excluded for all Rented products.

Coverage F and G updated to $5,000/$1,000 respectively for:
•  Rented Home
•  Rented Condo
•  Rented Manufactured

Seasonal

Coverage

Description

Previous Definition

Updated Definition

Coverage C - Personal Property

Personal property protection provides coverage in the event of accidental damage for contents, such as appliances and furniture.

Minimum personal property protection required was $5,000 for the following policy types:

Minimum personal property increased to $10,000.

•  Coverage F - Voluntary Payment for Medical Expenses
•  Coverage G - Voluntary Payment for Property Damage.

Coverage F (Voluntary Payment for Medical Expenses) and Coverage G (Voluntary Payment for Property Damage), allow a policyholder to provide coverage for a third party for eligible medical or property damage losses.

Coverage F and G were previously excluded for all Rented products.

Coverage F and G updated to $5,000/$1,000 respectively for: Seasonal Home, Seasonal Condo, Seasonal Manufactured

•  Seasonal Home Theft Coverage
•  Seasonal Home Vandalism Coverage

Seasonal Theft Coverage provides theft protection for seasonal policyholders. Seasonal Vandalism Coverage provides vandalism protection for seasonal policyholders.

Seasonal Theft Coverage and Seasonal Vandalism Coverage were previously available as separate coverage options for:

Seasonal Theft Coverage and Seasonal Vandalism Coverage have now been combined into one option, called Seasonal Theft and Vandalism Coverage.