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Updates to your policy

Wording booklet cover image

No matter what life throws your way, our BCAA Home Insurance team will be there to help.

We’re pleased to have updated and simplified your policy wording. This, together with your Declaration Page in your renewal package, is your binding insurance contract. The wording describes what your policy does and doesn't cover, the things you agree to and the things we agree to. Surprises are great for birthday parties, not insurance policies.

Ways to view:

Helpful Document

  • Download a list of coverage name changes (PDF)

If you have questions or would like to make a change to your policy, please call or visit your local BCAA Service Location.

Updates to your policy

Along with clearer wording, we’ve also enhanced your coverage. Select your policy type from the menu above and explore the changes to your policy.

Previous Changes

We’ve been busy; over the past year we’ve also made the following improvements to your policy: Water Damage Coverages, Increased Coverage Limits and Member Savings. You can also learn more about how we calculate your premium.