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Renters Policy Updates

We’re pleased to provide the following enhancements to your policy:

#

Coverage

Detail

Previous

Enhancement

Policy Reference

1

Personal property in a safety deposit box

Items usually kept in an off-site safety deposit box

Not available

Up to $10,000 in coverage

1.1.11 14)

2

Tear out

The cost to repair walls or ceilings that are torn out to access something behind them (such as plumbing or electric wires) that turns out to be an uninsured loss.

Not available

Up to $500 in coverage (no deductible)

1.1.11 8)

3

Water freezing exclusion for temporary un-occupancy

Damage due to water freezing in your pipes while you’re away from home in the winter

Coverage available if the home was checked every day when you were away for more than 4 days.

Coverage available if the home is checked every other day when you’re away for more than 14 days.

1.1.14 9)


Optional Coverages

We encourage your to consider what optional coverages may also be appropriate for your home. View additional coverage options here.



Insurance is sold through BCAA Insurance Agency and underwritten by BCAA Insurance Corporation. The language in this document may not be the same as the actual policy wording, which will prevail in all instances and is available upon request. Certain exclusions, limitations and conditions may apply.