All BC drivers must buy ICBC’s Basic Insurance by law. Optional coverage provides additional protection for things like vehicle damage from an accident or non-car-to-car collision. Optional coverage can be purchased from BCAA, ICBC or another insurance provider.
Not sure if you have optional coverage? Check your renewal documents to confirm. If you have basic and optional coverage from ICBC, it will show under the coverage section of your renewal notice from ICBC. If you have optional coverage from a different insurance provider, you will likely receive a separate renewal notice for optional coverage only.
If you prefer to renew by phone or in person with a BCAA Insurance Expert, please contact us.