Protect Your Home & What's Inside
Key Features
Optional Extras
Why Choose BCAA Home Insurance?
BCAA Blog
Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.
Security for your home and belongings if they are damaged or destroyed in a fire.
Major weather events are becoming more frequent, more severe and less predictable. Get covered for damage from wind storms and find out if you’re eligible for Flood coverage.
Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft.
Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.
You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.
Provides protection for important personal items like jewellery, watches, bikes, computers and cameras. Some items are subject to special limits of coverage like bikes, up to $2,000.
If you suffer damage to an older home, we provide coverage in case you have to rebuild to current by-law standards.
When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs.
With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.
Learn MoreProtect your home from damange caused by external drains, water that enters your home through an opening in the roof, around windows and skylights, overflow of fresh water and accumulation of surface water.
Learn MoreProtect yourself from the cost and damages of identity theft.
In the event of an accidental glass claim, you won’t need to pay your standard policy.
BCAA Members always save 10% on any home insurance policy.
Members save up to $40 when you bundle home and optional car insurance, plus receive free tire protection.
A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.
Having fire sprinklers, automatic water shut off, intrusion alarms and other home safety systems can help you qualify for extra savings.
Save 1% for every year you've had your home insurance with BCAA (up to an additional 10%).
Your claims history can also play a part in lowering your premium. The longer you've been claims free, the more you'll likely to save.
We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.
Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.
BCAA Members save up to 20%. Plus, you can reduce your premium with our claims-free discount, bundling options and more.
British Columbians consistently rank BCAA as BC’s Most Trusted Insurance brand as ranked by the Gustavson Brand Trust Index.
Have peace of mind that you're covered in the event of a claim. You can count on a stress-free claims experience knowing that over a one-year period BCAA paid out 95% of claims related to fire, water, weather and theft*.
Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.
Click here to get started, it's quick and easy. We'll get someone out to you shortly.
*222 from your cell phone
1-888-268-2222 in BC
1-800-222-4357 in North America
Please Note: Due to high call volumes and limited resources our estimated time for arrival may be longer than usual. Roadways, driveways and alleys must be plowed, sanded or salted for service providers to attend safety. Snow covered vehicles will need to be cleared before service can be provided. If you need a tow and also need a ride with one of our drivers, space is limited to one passenger. If you are experiencing any cold or flu like symptoms, we will ask you to wear a mask.
We are working hard to provide help as quickly as possible. Thank you for your patience and understanding.
Here is a subheading for the Generic Modal
Need help? Contact us