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Pet Insurance

Help manage health costs for your pets

Cats and dogs are cherished family members. Our four-legged friends provide love, laughter, companionship and so much more. BCAA is committed to helping protect pets’ health and well-being. Get peace of mind that they're covered with pet insurance, offered through BCAA's partnership with Pets Plus Us. Plus, BCAA Members now save 12%*!

Key Features

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Accident Coverage

Coverage for when your pet needs emergency veterinary care and treatment for injuries and accidents, such as broken bones, cut paws and swallowed objects.

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Illness Coverage

Coverage for when your pet needs veterinary care and treatment for illnesses such as diabetes or cancer, including hospitalizations, emergency care, consultations, exams and medications.

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Alternative Therapies

Holistic treatments such as hydrotherapy, naturopathy, as well as chiropractic care.

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Customizable Coverage

Accident & Illness plans allow you to choose a deductible and reimbursement amount that works best for you and your pet's needs.

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Paperless Claims Submission

Online claims submission with no vet stamp or clinic signature required.

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Valuable Ways to Save

BCAA Basic, Plus and Premier Members save 12% on BCAA Pet Insurance*. All other customers save 7%. Not a BCAA Member? Sign up today!

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Coverage Options

Accident & Illness

Coverage for when your pet needs veterinary care and treatment for accidents and illnesses, including: consultations, exams, emergency care, hospitalization, drugs, surgery, anesthesia, and specialist referrals performed by a licensed veterinarian.


Coverage for when your pet needs emergency veterinary care and treatment for eligible injuries and accidents, such as broken bones, cut paws and swallowed objects.

Flex Care

Pets Plus Us’ Flex Care Policy is designed to help you feel confident and secure in planning the pet’s routine and seasonal care.

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Blue Ribbon Benefits

In addition to accident and illness coverage available, there are unique Blue Ribbon Benefits that are included in Pets Plus Us plans. These Blue Ribbon Benefits are a group of products and services that make being a pet owner easier.

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A team of experienced and qualified veterinary technicians are available when your veterinary practice is not, providing pet owners with 24/7 emergency support.

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Pet Poison Helpline®

A 24/7 animal poison-control service that provides assistance with treating a potentially poisoned pet. Pet Poison Helpline is staffed with veterinary and toxicology professionals.

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$1,000 Emergency Medical Coverage

You’ll receive $1,000 in emergency medical coverage if your pet incurs a life-threatening injury while lost.

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Pet Concierge

Looking for a pet-related service, product or business? We’re on top of all the latest and greatest, so we can help you get connected.

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BCAA Members save 12% on pet insurance*.

Quote now

If you purchased BCAA Pet Insurance prior to March 1, 2022 your policy is with Petline Insurance Company. Please visit for contact details and to make a claim. You can cancel your policy with Petline at any time and start a new policy with BCAA's new pet insurance partner, Pets Plus Us.

* BCAA Members with a Basic, Plus or Premier Membership plan receive a preferred rate of 12% off. BCAA GO Members and Non-Members receive a preferred rate of 7% off. For full details, please visit
All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. This advertisement is an outline only; policy terms and conditions 'User Guide' will prevail. For all terms and conditions visit:
BCAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association. Pet insurance is sold and administered (including with respect to claims) by PTZ Insurance Services Ltd. (PTZ), a licensed insurance agency and is underwritten by Northbridge General Insurance Corporation (Northbridge). The insurance transaction is between the customer and Northbridge. B.C.A.A. Holdings Ltd., dba BCAA Insurance Agency, receives commissions from PTZ for referrals of potential customers for pet insurance. PTZ receives fees and commissions from Northbridge for sales and administration of pet insurance.
© 2022 All rights reserved. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.