Skip to main content

Small Business Insurance

Our Small Business Insurance gives you custom coverage with online convenience and the support of expert help when you need it. We will help you assess your business and the risks you face so you can find the exact insurance you need to protect your growth and potential. It’s easy to customize the right policy for your business. No overly complicated jargon—just straightforward coverage for the company you've worked so hard to build. It’s insurance made for busy entrepreneurs, from one BC business to another.

Get a customized quote and—if you like what you see—buy the right insurance policy today.

Types of Coverage


Damage Caused to Others

Protect your business from potentially expensive lawsuits with these coverages.

Learn More

Theft & Damage to Your Business

We have coverage for repair or replacement costs to get you back up and running.

Learn More

Income Loss

Income Loss coverage helps you through difficult periods until you're back on your feet again.

Learn More

Industries We Cover

We cover hundreds of professions. Start a quote to get the right coverage for your unique business.

Questions? Speak with a BCAA Small Business Advisor. Send us a message or call 1.888.268.2222 

How to get a quote and buy

Using our online tool, you can get a customized quote and buy your insurance policy today.

Number 1 Icon 

Tell us about your unique business

Number 2 Icon 

Identify your coverage needs

Number 3 Icon 

Personalize your plan

Number 4 Icon 

Get a customized insurance quote

Number 5 Icon 

Finalize and purchase your policy


Start Your Quote

Why Choose BCAA

Quick and Convenient

Get a quote and buy business insurance today with our convenient online tool that only asks you the important questions. After you’re all set up, make updates as needed.

Customizable Protection

Business insurance off the internet specifically catered for you with custom coverage recommendations that protect you against the particular risks faced by your business.

Solid Advice

Our online tool helps identify risks faced by businesses like yours and provides coverage recommendations. If you need more help, our expert Small Business Advisors are here for you.

Simple and Straightforward

No complicated industry jargon, just straightforward coverage for the business you’ve worked so hard to build.

Trust & Reliability

With coverage from one of BC’s top insurance providers, award-winning service, and a local 24/7 emergency claims team – you'll have the peace of mind that you’re covered.

Valuable Ways to Save

Reduce premiums through a claims-free discount. Plus, business owners can get even more savings with a personal BCAA Membership.

Policy terms, conditions, exclusions and limitations apply and can be found in the policy wording at

Small Business Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and is underwritten by BCAA Insurance Corporation (BCAAIC), HDI Global Specialty SE, and The Boiler Inspection and Insurance Company of Canada (HSB). Claims are administered by BCAAIC, HSB, ARAG Legal Solutions Inc., and their respective subcontractors.

Conditions apply to promotional offers. Promotional offers are only valid for new BCAA Small Business Insurance policies and are applied to the total premium amount

BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2022 Gustavson Brand Trust Index.