Bundle & Save As Much As $575+/yr!
Save with Home + Optional Car Insurance
Get protection for your home and car, for less, with bundle savings. BCAA Members save an extra $100 when they bundle BCAA Home Insurance and BCAA Optional Car Insurance — that's as much as $575+/yr in savings!*
Feel confident knowing your home, belongings, and vehicle are protected with BCAA Optional Car Insurance — from property damage and unexpected living expenses to collisions, break-ins, storm damage, flat tires and more! Quote and buy online, via phone or in-person at our BCAA Service Locations across the province.
Members save:
- Up to 20% on BCAA Home Insurance
- Up to 20% on BCAA Optional Car Insurance
- Additional $100 when you bundle BCAA Home & Optional Car Insurance!
Why Choose BCAA Insurance?
FAQs
Bundle savings will be applied as a $50 discount to one BCAA Home Insurance policy and one BCAA Optional Car Insurance policy (to total $100) for your upcoming term. If one of your policies is mid-term, it will apply at your next renewal or you can speak to one of our advisors to pro-rate the savings.
In BC, if you obtain a mortgage to purchase a property, your lender may require proof of an adequate home insurance policy on that property. As a renter, insurance is not compulsory but a landlord can make it a requirement of your lease, as their home insurance policy will not protect you or your belongings.
You can start a BCAA Home Insurance or BCAA Optional Car Insurance claim 24/7, either online or by phone by calling 1.888.268.2222. Have your policy number and details of the loss on hand. Once your claim is submitted, an adjuster will review it and contact you with next steps.
No. Anyone can purchase BCAA Insurance, but BCAA Members can save up to 20% on eligible BCAA Insurance products.
No. Bundle savings apply to BCAA Optional Car Insurance only and are not available on ICBC Basic Autoplan coverage.
*BCAA Home Insurance and Optional Car Insurance Member savings depend on policy base premiums and accrued years of home and optional car insurance. In 2025, over 30% of Members' Home Insurance policies had annual Member Savings of $350 or more, and over 30% of Members' Optional Car Insurance policies had annual Member Savings of $125 or more. Members who bundle BCAA Optional Car and Home Insurance receive an additional $100 annual bundling discount.
BCAA Home Insurance is sold through B.C.A.A. Holdings Ltd. BCAA Insurance Agency, a licensed insurance agent, and underwritten by BCAA Insurance Corporation. Cyber Coverage insurance claims are administered by CyberScout Adjusting, Inc. BCAA Optional Car Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent, and underwritten by CAA Insurance Company. BCAA and CAA trademarks are owned by, and use is granted by, the Canadian Automobile Association.
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