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Protect your next home for less

Are you planning to move into a new place soon? Now’s the easiest time to consider switching your home insurance provider. Choose BCAA Home Insurance and have peace of mind that you are covered in the event of a claim knowing we paid out over 95% of claims related to fire, water, weather and theft*.

Get a Quote

For a limited time, quote to receive a FREE $10 Amazon Gift Card, plus save up to 30% on a new home insurance policy:

  • Save 15% on a new policy†
  • Save 10% as a BCAA Member††
  • Save 5% when you buy online

    • Homeowners

    Every home and neighbourhood in BC is different. That's why we build a customized home insurance policy to match your needs.

    Condo & Townhouse

    Condo and townhouse owners have special insurance needs. We offer coverage to protect both your property and what's inside.

    Renters

    Renters need insurance too. We offer coverage for your belongings, with the liability protection you need.

    Key Features

    Water Damage
    Water Damage

    You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.

    Crime and Vandalism icon
    Crime and Vandalism

    Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft.

    Fire and Smoke
    Fire and Smoke

    Security for your home and belongings if they are damaged or destroyed in a fire.

    Personal Liability
    Personal Liability

    Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

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    Additional Living Expenses

    When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs. 

    Optional Extras

    Roof Guard
    Extended Water Coverages 

    Protect your home from damage caused by external drains, water that enters your home through an opening in the roof, around windows and skylights, overflow of fresh water and accumulation of surface water.

    Learn More
    Earthquake icon
    Earthquake Coverage

    With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

    Learn More

    Start saving with BCAA Home Insurance

    Get a Quote

     

    Home Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and underwritten by BCAA Insurance Corporation.
    *From 2022 to 2023, BCAA paid out over 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results
    †Some conditions apply. Offer expires 3 months from the date the original email newsletter is received and is valid for 15% towards a new BCAA Home Insurance policy for the first year only. Minimum premium of $250 is required. Subject to change without notice.
    ††BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit bcaa.com/plans.

    BCAA respectfully acknowledges that we operate and support Members and customers on the ancestral, unceded territories of Indigenous communities across what is known today as BC. BCAA is headquartered on the lands of the hən̓q̓əmin̓əm̓ and Sḵwx̱ wú7mesh speaking peoples, known today as the City of Burnaby.

    Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent, and underwritten by various underwriters. Visit bcaa.com/underwriters.

    BCAA (The British Columbia Automobile Association) is a member of the Canadian Automobile Association (CAA) and the American Automobile Association (AAA), serving Members in British Columbia and the Yukon. Call 1-888-268-2222

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