Skip to main content

Switch to BCAA Home Insurance and save up to 30%

Rest assured, you’re insured with BC’s Most Trusted Insurance Brand.* BCAA Home Insurance paid out on 95% of claims related to fire, water, weather and theft.**

Make the switch to BCAA and you'll get:

  • 15% off for your first year
  • 10% savings as a BCAA Member
  • 5% for purchasing online


Every home and neighbourhood in BC is different. That's why we build a customized home insurance policy to match your needs.

Condo & Townhouse

Condo and townhouse owners have special insurance needs. We offer coverage to protect both your property and what's inside.


Renters need insurance too. We offer coverage for your belongings, with the liability protection you need.

Key Features

Water Damage
Water Damage

You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.

Crime and Vandalism icon
Crime and Vandalism

Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft.

Fire and Smoke
Fire and Smoke

Security for your home and belongings if they are damaged or destroyed in a fire.

Personal Liability
Personal Liability

Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

building icon
Additional Living Expenses

When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs. 

Optional Extras

Roof Guard
Extended Water Coverages 

Protect your home from damage caused by external drains, water that enters your home through an opening in the roof, around windows and skylights, overflow of fresh water and accumulation of surface water.

Learn More
Earthquake icon
Earthquake Coverage

With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

Learn More

Start saving with BCAA Home Insurance

Get a Quote


Home Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and underwritten by BCAA Insurance Corporation.
* BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2022 Gustavson Brand Trust Index.
** From 2019 to 2020, BCAA paid out on average 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results.
†BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit