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It’s hereby agreed your coverage for tools and instruments used for business (1.1.9.2i) are increased to $10,000 (from $5,000) and that your insurance remains in full force while using your home for teaching.

You also have coverage for:

  • Zero deductible glass coverage
  • Outdoor drain and surface water coverage
  • Extra roof leak coverage
  • Identity theft coverage (up to $10,000 unless your declaration page says otherwise)

all as fully described in your policy.

All other terms, conditions, limitations and exclusions of the policy continue to apply.