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Protect your pad for less with BCAA Home Insurance

At BCAA, we offer simple and customizable Home Insurance packages made for the unique needs of BC homeowners and renters. You can have confidence when you choose BCAA, knowing we paid out over 95% of claims related to fire, water, weather and theft*.

Get a Quote

For a limited time, quote on BCAA Home or Renters Insurance for a FREE $10 Amazon Gift Card, plus get up to 30% off with the following savings:

  • Save 15% in your first year†
  • Save 10% as a BCAA Member††
  • Save 5% when you buy online

Homeowners

Every home and neighbourhood in BC is different. That's why we build a customized home insurance policy to match your needs.

Condo & Townhouse

Condo and townhouse owners have special insurance needs. We offer coverage to protect both your property and what's inside.

Renters

Renters need insurance too. We offer coverage for your belongings, with the liability protection you need.

Key Features

Water Damage
Water Damage

You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.

Crime and Vandalism icon
Crime and Vandalism

Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft.

Fire and Smoke
Fire and Smoke

Security for your home and belongings if they are damaged or destroyed in a fire.

Personal Liability
Personal Liability

Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

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Additional Living Expenses

When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs. 

Optional Extras

Roof Guard
Extended Water Coverages 

Protect your home from damage caused by external drains, water that enters your home through an opening in the roof, around windows and skylights, overflow of fresh water and accumulation of surface water.

Learn More
Earthquake icon
Earthquake Coverage

With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

Learn More

Start saving with BCAA Home Insurance

Get a Quote

Home Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and underwritten by BCAA Insurance Corporation.
*From 2022 to 2023, BCAA paid out over 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results.
†Some conditions apply. Offer expires 3 months from the date the original promotional email is received and is valid for 15% towards a new BCAA Home Insurance policy for the first year only. Minimum premium of $250 is required. Subject to change without notice.
††BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit bcaa.com/plans.

 

BCAA respectfully acknowledges that we operate and support Members and customers on the ancestral, unceded territories of Indigenous communities across what is known today as BC. BCAA is headquartered on the lands of the hən̓q̓əmin̓əm̓ and Sḵwx̱ wú7mesh speaking peoples, known today as the City of Burnaby.

Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent, and underwritten by various underwriters. Visit bcaa.com/underwriters.

BCAA (The British Columbia Automobile Association) is a member of the Canadian Automobile Association (CAA) and the American Automobile Association (AAA), serving Members in British Columbia and the Yukon. Call 1-888-268-2222

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