CONTEST RULES

2024 SBI BGT Apple Gift Card Contest (the "Contest")

NO PURCHASE NECESSARY TO ENTER OR WIN.

ELIGIBILITY: The Contest is open to Eligible Small Businesses. For the purposes of this Contest, (a) an “Eligible Small Business” is defined as a for-profit, not-for-profit or social enterprise small business in with 1-50 employees and its head office in British Columbia, which is not a governmental organization, municipality or chamber of commerce network; and (b) “Eligible Entrant” is defined as a person who is a resident in Canada and is 19 or older, or who: (i) is the owner of a Eligible Small Business, or (ii) has received written permission to enter the Eligible Small Business in this Contest from its principal, owner, president, or chief executive officer, but excluding (iii) employees, officers and directors of: the Contest sponsor, British Columbia Automobile Association and its affiliates (together, “BCAA”), and any advertising and promotion agencies associated with the Contest (collectively, with their employees, officers, directors and BCAA, the “BCAA Family”); and (iv) any family members of such employees, officers and directors with whom they reside. The Contest begins on April 17, 2024 at 12:00 AM Pacific Standard Time (PST) and closes on April 17, 2024 at 11:59 PM PST.

1. HOW TO ENTER: By entering the Contest, all entrants agree to be bound by and comply with these Contest Rules. All decisions of BCAA with respect to this Contest are final and binding without any right of appeal. All entries and all Release & Waivers provided to BCAA become the property of BCAA.
   
   Entry:  Entrants may enter the Contest between 12:00am PST on April 17, 2024 and 11:59pm PST on April 17, 2024 (the “Promotion Period”). To enter the Contest, Eligible Entrants may visit: bcaa.com/Insurance/RD/SBI-Kelowna-contest and complete the free online entry form in accordance with the instructions provided. All required fields on the entry form must be completed.
   
   Alternative Entry: An Eligible Entrant, including an individual who is not a BCAA Member or existing customer, may also enter the Contest by sending an index card with their name, email address and mailing address printed on one side of the card to BCAA, 4567 Canada Way, Burnaby, BC V5G 4T1, Attn: 2024 SBI BGT Apple Gift Card Contest, provided it is received by BCAA before the end of the Promotion Period.
   
   Entry Limit: There is a limit of 1 entry per day per Eligible Small Business. Additional entries received for any Eligible Business beyond the first entry received in respect of the Eligible Small Business will be void. Entries generated by automated means or which, in the opinion of BCAA, are intended to subvert the entry process, will be void.


2. PRIZES: The following prize is available to be won in the Contest: 1 Apple gift card worth $1,000. The winner will be responsible for all applicable taxes associated with the acceptance and use of any awarded prize. No substitutions or cash redemptions of any prize are permitted, except by BCAA which may at its sole to substitute the prizes for a prize of comparable or greater value. BCAA shall not be required to award more prizes than the number of available prizes as set out in these Contest Rules.


3. ELIGIBILITY:The Contest is only open to “Eligible Small Businesses”. Employees of BCAA, its subsidiaries, agents, subcontractors or other service providers, and the BCAA Family, may be employees of a Eligible Small Business taking part in the Contest. Where this condition exists, BCAA Family are not Eligible Entrants and may not take an active role in creating or presenting materials prepared for the Contest and submitted with the entry (see above for entry details). BCAA may, at its discretion, disqualify any entry it deems ineligible, in its sole and absolute discretion, including but not limited to those in contravention of this eligibility rule. For the purposes of these Contest Rules “Immediate Family” means husband, wife, spouse, partner, mother, father, brother, sister, son, and/or daughter, whether or not they reside in the same household.


4. SELECTION & NOTIFICATION OF WINNER(S): Chances of winning depend on the total number of eligible entries received. Winning a prize is contingent upon entrant fulfilling all the requirements of the Contest Rules. A draw to determine the potential winner of the Contest will be held on April 19, 2024 (the “Draw Date”). All eligible entries received by BCAA during the Promotion Period will participate in that draw. The draw will be conducted through a random draw of all eligible entries. Odds of winning will depend on the total number of valid entries received during the Promotion Period. Before being declared a winner, the Eligible Entrant acting on behalf of the Eligible Small Business having submitted the entry will be required to correctly answer a time limited mathematical skill-testing question without assistance or mechanical or electronic aids. BCAA may require the Eligible Entrant to provide evidence, acceptable to BCAA in its sole discretion, that it is authorized and able to accept the prize as awarded. The potential winner will be notified by either e-mail or phone at the telephone number and/or by email provided on the entry. If, for any reason, after two (2) attempts it is not possible within a forty-eight (48) hour period to contact a selected entrant(s), BCAA reserves the right to disqualify that potential entrant(s) and randomly select another entrant(s) for the corresponding prize. If for any reason, any prize is not awarded within three (3) months of the Draw Date, at its discretion, BCAA may decide not to award the prize(s). Except for the selected entrant(s), no other entrants will be notified about the results of the Contest.


5. EXECUTION OF DOCUMENTS: Within seven (7) days of the date of notification, the potential winning entrant will be required to ensure appropriate legal representatives and/or owners of the Eligible Small Business (the “Legal Owners”) execute and return all agreements required by BCAA and its partners in connection with the delivery, construction and promotion of the Prize and the waiver, release and indemnity of BCAA in connection with the Prize, all on terms acceptable to BCAA, in its sole discretion (the “Required Documents”). Failure of such legal entities to execute the Required Documents will result in the disqualification of the associated entrant and, at BCAA’s sole and absolute discretion, an alternate entrant being selected by another draw. The return of any prize or prize notification as undeliverable, the late return of any Required Documents, the noncompliance in any manner whatsoever with these Contest Rules or any other agreement entered into at any time between BCAA and the Legal Owners, the potential winning entrant or any of its members, agents or representatives (collectively, "Members") may result in disqualification and, at BCAA’s sole and absolute discretion, an alternate entrant being selected by another draw.


6. VERIFICATION OF THE SELECTED ENTRANT(S): An Eligible Business whose entry is drawn is not considered a winner of any prize unless and until: the selected entrant’s eligibility as an Eligible Small Business has been verified by BCAA; the skill-testing question has been correctly answered by the Entrant to the satisfaction of BCAA; and the execution and return of the Required Documents in accordance with section 5 above. Non-compliance with the foregoing or with any of these Contest Rules will, at BCAA’s discretion, result in disqualification of the selected entrant and, at BCAA’s sole option, an alternate entrant being selected by another draw. BCAA is not required to inquire into whether the information provided by an entrant(s) on their entry is correct. At its discretion, BCAA may waive the requirement for any entrant to provide any or all of the requested personal information, and may declare any such entry or an entry containing incorrect information to be an eligible entry.


7. LIMITATIONS OF LIABILITY AND RELEASE: By entering the Contest, each Eligible Small Business, and its Eligible Entrant its parents, affiliates, and subsidiaries, and each of their respective directors, officers, employees, representatives, and agents (together its “Related Parties”) accept and agree to these Contest Rules and the decisions of BCAA and the Judging Panel, which shall be final and binding in all matters related to the Contest and the awarding of the Grand Prize.
   
   BCAA and its parents, affiliates, and subsidiaries, and each of their respective directors, officers, employees, representatives, and agents, and the BCAA Family (together, the “Released Parties”) shall not be responsible or liable for: lost or late entries or declaration and releases; any typographical or other error in the printing of the offer, administration of the Contest, or announcement of the prize; technical, hardware, or software malfunctions, computer viruses, bugs, tampering, unauthorized intervention, fraud, lost or unavailable network connections; failed, incorrect, inaccurate, incomplete, garbled, or delayed electronic communications whether caused by the sender or by any of the equipment or programming associated with or utilized in the Contest; any human error which may occur in the processing of the Entries in the Contest; the security or privacy of information transmitted via computer networks or breaches of privacy due to interference by third party computer "hackers"; any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Contest or receipt, use or misuse of any prize; or lost, incomplete, late, misdirected, undelivered, stolen, or mutilated entries; or any other cause beyond the reasonable control of BCAA (including without limitation due to force majeure, strike, or lockout, or any other dispute affecting BCAA or the locations of any other businesses whose services are used by BCAA) that interferes with the proper conduct of the Contest as contemplated by these Contest Rules.
   
   Entrants assume liability for losses or costs of any kind caused or claimed to be caused by participating in the Contest, or by the acceptance, possession, use of, or failure to receive a prize. The Released Parties assume no responsibility or liability in the event that the Contest cannot be conducted as planned for any reason.
   
   Each Eligible Small Business and its Related Parties unconditionally and irrevocably release, indemnify and hold harmless the Released Parties, from any damage, loss, claim, action, demand or liability whatsoever suffered as a result of or arising from the entrant’s participation or attempted participation in the Contest, compliance or non-compliance with these Contest Rules, and acceptance, use, misuse or redemption of any prize.
   
   Refusal by potential winning entrants to accept a prize forever releases the Released Parties from all responsibility and obligations toward that potential winning Eligible Small Business and its Related Parties of such prize. In no event shall the Released Parties be held to award more prizes than what is mentioned in these Contest Rules or to award prizes otherwise than in compliance with these Contest Rules.


8. PRIVACY & COMMUNICATIONS:: By completing an entry an entrant consents to the collection, use and disclosure of the personal information provided on the entry for the purposes of administering this Contest, as provided for in these Contest Rules and in accordance with BCAA’s Privacy Policy, which is available at [www.bcaa.com/legal/privacy-policy]. Entrants may opt to receive emails about products and services offered by BCAA if they so consent on their entry. At any time, individuals may opt out of receiving such emails via an “unsubscribe” or “opt out” link embedded in a BCAA email, or by contacting BCAA at 4567 Canada Way, Burnaby, BC V5G 4T1, smallbusiness@bcaa.com.


9. GENERAL: Entry into the Contest constitutes acceptance of these Contest Rules. Each entrant is responsible for ensuring that it has the requisite authority to enter the Contest and to carry out its obligations in connection therewith and that each of its business’s Related Parties, as applicable, have read and fully understand and agree to these Contest Rules. The entrant shall be solely responsible for obtaining any consents from third parties, including its business’s Related Parties, as applicable, that may be necessary in connection with the Contest or these Contest Rules.
   
   The decisions of BCAA with respect to all aspects of the Contest are final and binding without right of appeal, including, without limitation, any decisions regarding the eligibility/disqualification of entries and/or entrants.
   
   Currency is in Canadian dollars unless otherwise stipulated. Prize must be accepted as awarded. BCAA makes no representation, warranty or guarantee of any kind with respect to any prize. Each prize must be accepted “as is” and may not be exchanged, bartered, sold, raffled, substituted, or transferred.
   
   Any attempt to tamper with or deliberately damage any website or to undermine the administration, security, or legitimate operation of the Contest may be a violation of criminal and civil laws and should such an attempt be made, BCAA reserves the right to seek remedies and damages to the fullest extent permitted by law, including criminal prosecution.
   
   BCAA can amend these Contest Rules and/or terminate, modify or suspend the Contest at any time without notice or liability to any entrant or its Members. Any termination of the Contest or amendments to these Contest Rules shall become effective immediately upon the posting of notice of termination or the amended version of these Contest Rules, as applicable, at: bcaa.com/sbibgtcontest it is the sole responsibility of each entrant to regularly visit bcaa.com/sbibgtcontest to check for updates to these Contest Rules and other information regarding the Contest. BCAA can, at its sole and absolute discretion, replace any entry which, for any reason, fails or is disqualified from or is unable to participate in any aspect of the Contest, as determined by BCAA, in its sole and absolute discretion, with an alternate entrant being selected by another draw.
   
   All intellectual property, including but not limited to trade-marks, trade names, logos, designs, promotional materials, web pages, source code, drawings, illustrations, slogans and representations are owned by BCAA and/or its affiliates. Unauthorized copying or use of any copyrighted material or intellectual property without the express written consent of its owner is strictly prohibited.
   
   The Contest is in no way sponsored, endorsed or administered by, or associated with, Facebook, Threads, X (formerly known as Twitter), LinkedIn, Instagram, or Google or any of their respective subsidiaries, parent companies or affiliates (collectively, the “Non-Related Parties”). Each Eligible Small Business and its Related Parties unconditionally and irrevocably release the Non-Related Parties from any damage, loss, claim, action, demand or liability whatsoever suffered as a result of or arising from the entrant’s participation or attempted participation in the Contest, compliance or non-compliance with these Contest Rules, and acceptance, use, misuse or redemption of any prize. Any and all questions, comments or complaints regarding the Contest must be directed only to BCAA and not to the Non-Related Parties, or any of them. All the entrants must comply with the social media Terms of Use published for each Non-Related Party and are encouraged to review those Terms of Use prior to participating in the Contest. BCAA is not responsible or liable for the entrant’s use or inability to use the products or services of any Non-Related Party.
   
   All issues and questions concerning the construction, validity, interpretation and enforceability of the Contest Rules shall be governed by and construed in accordance with the laws of the province of British Columbia and the federal laws of Canada applicable therein. If any provision of these Contest Rules is determined by a court of competent jurisdiction to be invalid, illegal or unenforceable in any respect, such determination shall not impair or affect the validity, legality or enforceability of the remaining provisions. To the extent that any provision is found to be invalid, illegal or unenforceable, a new provision will be substituted for such provision with content and purpose as close as possible to the provision so determined to be invalid, illegal or unenforceable. Time is of the essence in these Contest Rules.