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BCAA Insurance Wordings

Home insurance

The policy wording booklet outlines your insurance coverage. It provides important contact information in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

When reviewing your BCAA Home Insurance policy, you may notice the coverage names have changed. We have simplified the terms so they’re easier to understand. Please see the Coverage Name Changes to learn more. 

If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

Home, condo and tenant policies

Comprehensive wording booklet - Effective October 28, 2017 Onwards – PDF File

Short term rental coverage - Effective July 7th, 2018 – PDF File

Home, condo and renters coverage summaries

Home, condo and renters coverage summaries provide a quick overview of your coverage, whether you own or rent a home, condo or townhouse. (click the name of the product type to access the coverage summary for that product)

Residential strata policies

Residential strata comprehensive wording booklet 


Travel insurance

The policy wording booklet outlines your travel insurance coverage. Please read carefully and take a copy with you when travelling. It provides important contact information should you need to contact us during regular business hours to extend your policy while you are travelling, or 24 hours a day, 7 days a week in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent


RV insurance


Optional car insurance


Travel accident insurance