Skip to main content
alert icon

We’re here to help you Mon – Fri 8 am – 6 pm, Sat 9 am – 5 pm. Service Locations are open, with pre-booked appointments recommended, masks required, and COVID-19 safety measures in place.  

BCAA Insurance Wordings

Home Insurance

The policy wording outlines your insurance coverage. It provides important contact information in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

Home, Condo and Renters Policies

Home, Condo and Renters Coverage Summaries

Home, condo and renters coverage summaries provide a quick overview of your coverage, whether you own or rent a home, condo or townhouse. (click the name of the product type to access the coverage summary for that product)

Residential Strata Policies

Travel Insurance

The policy wording outlines your travel insurance coverage. It provides important contact information should you need to contact us during regular business hours to extend your policy while you are travelling, or 24 hours a day, 7 days a week in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

COVID-19 and BCAA Travel Insurance Coverage

With global travel restrictions in place, we understand you may have questions related to BCAA Travel Insurance and COVID-19. You can find helpful information, including answers to frequently asked questions, at bcaa.com/coronavirus.

Policy Wordings

Policy wordings are specific to when you purchased or renewed your policy. Please choose your wording from below.

Policy Purchase/Renewal Date

Changes/Updates

August 13, 2021 or later — Policy Wording
  • Coverage now includes COVID-19 emergency medical for eligible customers, including Visitors to Canada, depending on your vaccine status. Coverage limit varies by product. Review your policy wording to learn more.
July 1, 2021 - August 12, 2021 — Policy Wording 
  • Coverage includes up to $1,000,000 or $10,000,000 CAD in COVID-19 emergency medical coverage for eligible customers, depending on your vaccine status. Review your policy wording and bcaa.com/COVID-19 to learn more.
  • Trip Cancellation & Interruption Coverage and Visitors to Canada Travel Emergency Medical Insurance coverage is impacted by COVID-19. Learn more at bcaa.com/COVID-19.
May 26, 2021 - June 30, 2021 — Policy Wording 
August 13, 2020 - May 25, 2021 — Policy Wording

RV Insurance

BCAA Optional Car Insurance

  • Policy Wording - Policies purchased or renewed with effective dates July 8, 2021 or later - PDF file
  • Policy Wording - Policies purchased or renewed with effective dates between May 1, 2021 and July 7, 2021- PDF file
  • Policy Wording - Policies purchased or renewed with effective dates up to April 30, 2021 - PDF file

Travel Accident Insurance

Small Business Insurance