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BCAA Insurance Wordings

Home insurance

The policy wording booklet outlines your insurance coverage. It provides important contact information in the event of a claim. It also contains clauses that may exclude or limit your coverage. Please ensure that you download the wording booklet for the policy type that you have purchased. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

When reviewing your BCAA Home Insurance policy, you may notice the coverage names have changed. We have simplified the terms so they’re easier to understand. Please see the Coverage Name Changes to learn more. 

If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent.

Home, condo and tenant policies

Comprehensive wording booklet - Effective October 28, 2017 Onwards – PDF File

Comprehensive wording booklet - Effective October 26, 2016 - October 27, 2017– PDF File

Named perils wording booklet

Home, condo and renters coverage summaries

Home, condo and renters coverage summaries provide a quick overview of your coverage, whether you own or rent a home, condo or townhouse. (click the name of the product type to access the coverage summary for that product)

Residential strata policies

Residential strata comprehensive wording booklet 

Residential strata named perils wording booklet 

Travel insurance

The policy wording booklet outlines your travel insurance coverage. Please read carefully and take a copy with you when travelling. It provides important contact information should you need to contact us during regular business hours to extend your policy while you are travelling, or 24 hours a day, 7 days a week in the event of a claim. It also contains clauses that may exclude or limit your coverage. If you have any questions or concerns regarding your coverage, please contact your BCAA Insurance Agent

RV insurance

Advantage Auto insurance

Travel accident insurance