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Discounts & Savings

More Ways to Save on Your Insurance

We’ve added new discounts and enhanced existing savings to help you save more. You may be eligible for one or more of the savings below.

Car & Home Bundle Discount (updated) - for renewals effective Apr 11, 2026

Save up to $100 when you bundle BCAA Optional Car Insurance and BCAA Home Insurance (previously $40). If you already have both policies with us, your savings will be updated automatically at renewal. Not bundled yet? Contact us to learn more.

Distance-based Discount (new) - for renewals effective Sep 13, 2026

Save 10% if you drive less than 15,000 km per year.

Winter Tire Discount (new) - for renewals effective Sep 13, 2026

Save 5% if you use dedicated winter tires during the winter season (Oct 1-Apr 30). Curious if your tires qualify? Learn more.

How to Get These Discounts

If you think you may be eligible, simply call us at 1.888.268.2222 or visit a BCAA Service Location. We’ll help confirm your eligibility and add any applicable discounts to your policy.

BCAA respectfully acknowledges that we operate and support Members and customers on the ancestral, unceded territories of Indigenous communities across what is known today as BC. BCAA is headquartered on the lands of the hən̓q̓əmin̓əm̓ and Sḵwx̱ wú7mesh speaking peoples, known today as the City of Burnaby.

Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent, and underwritten by various underwriters. Visit bcaa.com/underwriters.

BCAA (The British Columbia Automobile Association) is a member of the Canadian Automobile Association (CAA) and the American Automobile Association (AAA), serving Members in British Columbia and the Yukon. Call 1-888-268-2222

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