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Mobile Home

Mobile Home Policy Updates

We’re pleased to provide the following changes to your policy.

If you require further information call 1.833.533.1567 or book an appointment.

Coverage Changes

Premier Benefit

Premier Coverage is only available for eligible customers who meet insurance history and valuation requirements.

Bylaws Coverage

Provides coverage for older homes which must be rebuilt to current by-law standards in the event of a loss.

Flood Coverage

Provides coverage for direct loss or damage to property caused by the sudden and accidental entry of water resulting from flood into your home.

Earthquake Coverage - Building Only

Provides protection for damage and loss resulting from an earthquake.

Earthquake Coverage - Personal Property

Provides protection for damage and loss resulting from an earthquake.

Group Plans

Provided extra discounts and coverage options for members of specific groups.

Home Business Coverage

Provided coverage for eligible customers who operated a small business from their private residence.

Mobile Home Comprehensive

A Mobile Home policy provides protection for owners of Mobile/Manufactured Homes.

Deductible Changes

Flexible Water Deductible

Provides the ability to increase or decrease a policy's Water Deductible for eligible water claims. Choosing a higher deductible results in a reduction in premium.

Milestone Reward Deductible

Provides a reduced policy deductible for eligible Members, as a reward for continuous insurance and claims free history.

Policy Deductible Changes

The Policy Deductible is the amount which must be paid in the event of a claim, before insurance coverage is provided. Choosing a higher Policy Deductible decreases your premium.

Personal Property Changes

Garden Tractors - Increased Limits

Provided higher coverage limits for for customers who required increased limits specifically for garden tractors which met eligibility criteria.

Personal Property Extension

Customers who require coverage and are living at a different location while their primary residence is under construction.

Property with Special Limits

Certain items of personal property have special limits on how much you can claim.

Sporting Equipment - Increased Limits

Provided higher coverage limits for customers who required increased limits specifically for golf equipment and carts.