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Travel insurance that can protect your trip in a big way

You know that travel medical insurance is a must-have when you set out on adventures abroad, but there are a few lesser-known forms of additional coverage that can save the day if something unexpected comes up before or during your trip.

Here are four types of additional coverage that will keep you worry-free on your next vacation. You can add them to your emergency medical travel insurance policy or choose to bundle them with BCAA’s Trip Protection Package for even more value.

1. Travel Delay +AutoPay Coverage

No one likes waiting. That’s why it’s worth adding coverage for unforeseen expenses that result from a flight or baggage delay. Time is money, and you don’t want to be wasting either one. Get automatic payouts of cash ($75 or more) or a lounge pass with BCAA’s Travel Delay +AutoPay to make your delay more comfortable. From food to essentials, you won’t be out of pocket while you’re waiting for your adventure to begin. Learn more about Travel Delay +AutoPay at


2. Trip Cancellation & Interruption

Once your flights are booked, it would be nice to think your travel plans are set in stone. However, life has a funny way of pulling the rug out from under us when we least expect it. Trip Cancellation Coverage makes sure that you’ll be reimbursed if a covered risk makes it impossible for you to follow through on your travel plans. Also, Trip Interruption Coverage protects you if your travel plans are disrupted mid-trip. This could cover some of your unused, prepaid travel expenses that are non-refundable such as excursions or event tickets or the cost to return home sooner than expected if something happens at home while you're away.



3. Baggage Coverage

The only thing worse than having your baggage lost, damaged or stolen is having your baggage lost, damaged or stolen when you didn't buy Baggage Coverage. Not only does Baggage Coverage protect your luggage while it’s in transit, but it also covers your personal effects and currency against loss or theft during your travels.



4. Travel Accident Coverage

It’s an unfortunate reality that serious accidents can happen en route to your destination or while you’re on your trip. Nobody ever wants to think about these things, but it provides some peace of mind so you can get out there and see the sights.


The next time you’re planning a trip, make sure you're protected by BC's Top Choice for Travel Insurance* so you can enjoy your trip to the fullest. BCAA Members save 10%** and Kids Go Free***.

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Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Orion Travel Insurance, a division of Echelon Insurance, and its subcontractors, Active Care Management (2018) Inc. and Global Excel Management Inc. Policy terms, conditions, exclusions and limitations can be found in the policy wording at

*BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2023 Gustavson Brand Trust Index.
**BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit
*** Dependent children are free on a family policy with two paying adults. Adults must be aged 59 or younger.