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Car Insurance

Protection you need and options to save.

In BC, all vehicles are required by law to have a basic level of car insurance (called Basic Autoplan). As one of BC’s largest Autoplan brokers, our local experts will help get you the car insurance you need and find you the best rates. Everyone is welcome! If you’re a BCAA Member, you’ll save up to 20% on BCAA Optional Car Insurance.*

If eligible, you can now conveniently renew your car insurance online. Plus, if you drive less than 10,000 kilometres in a year, submit a photo of your odometer reading and you may qualify to get a discount on your ICBC insurance. Learn more or start your renewal online.

ICBC Autoplan

In BC, all vehicles are required by law to have a basic level of car insurance (called Basic Autoplan). Renew your ICBC policy with BCAA online now (if you're eligible), call us at 1.888.268.2222 or visit your local BCAA Service Location.

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BCAA Optional Car Insurance

Go beyond ICBC’s Basic Autoplan and get additional protection with BCAA. We provide valuable ways to save and exclusive coverage benefits such as FREE Tire Protection. Plus, Members save up to 20%.*

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Motorcycle & RV Insurance

We specialize in motorcycle, motorhome and vacation trailer coverage options all for your automotive needs. 

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Call 1.888.268.2222

Why Choose BCAA Car Insurance?

BC Based
BC Based

We understand the unique needs of BC drivers. Whether you use your vehicle for work, pleasure or business we can help find right coverage for you.

One of BC’s Largest Autoplan Brokers

We help a lot of customers with their ICBC Autoplan policies each year so you can trust us to provide reliable, expert advice.

Ways To Save
Valuable Ways to Save

BCAA Members save up to 20% on BCAA Optional Car Insurance.* Plus, you save up to $40 when you combine your Home and Car Insurance with us too.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Saving the Day
Saving the Day

Our 24/7 emergency claims team is always ready to help. We have experienced local BCAA Claims Adjusters ready to take your call.

Award Winning
BC’s Most Trusted Insurance Brand

British Columbians consistently rank BCAA as BC’s Most Trusted Insurance Brand.**

Know more. Save more.

We use human speak to explain your car insurance options in BC and help you save money.


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BCAA Auto Marketplace logo over an image of a woman smiling in the drivers seat of a vehicle

A new way to buy & sell your vehicle in BC

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You can renew your ICBC policy online if you meet the following criteria. Online renewals are available daily between 5:00 am – 12:00 am PST.

  • My vehicle is in one name only and is not in a company name or a leased vehicle
  • My policy is active (not expired), and I am looking to renew my existing coverage
  • I do not have any outstanding debts with ICBC

If you have BCAA Optional Car Insurance, you may also renew your existing coverage online. Renewing online will not allow you to make any changes to your policy or coverage. Before renewing, we recommend reviewing your policy to make sure it meets your needs.

Check if you are eligible to renew online by answering a few simple questions. Get started now.

If you prefer, you can renew with a BCAA Insurance Expert by calling 1.888.268.2222 Monday to Friday 8am – 6pm or Saturday 9am – 5pm, or by visiting your local BCAA Service Location. Note, some transactions cannot be completed over the phone, and you’ll need to visit a BCAA Service Location.

Most ICBC policies can be renewed over the phone, although you’ll need to visit a BCAA Service Location for the following transaction types:

  • I need to transfer vehicle ownership
  • I need to cancel an existing policy
  • I need to replace or request a new license plate
  • I need to renew and make changes to a policy with more than one vehicle owner

To continue with your renewal over the phone or for any other car insurance needs, give us a call at 1.888.268.2222 Monday to Friday 8am – 6pm or Saturday 9am – 5pm. Or, visit your local BCAA Service Location.

To coincide with the launch of online renewals and making car insurance more convenient, starting May 1, 2022, British Columbian drivers are no longer required to display a decal on their licence plate.

What continues to be important is ensuring that you keep your insurance documents in your vehicle at all times. If you're renewing online, you'll be able to print these out at home, request a copy by mail or, pick up a copy at your nearest BCAA Service Location.

If you drive less than 10,000 km each year, you could be eligible for ICBC’s Distanced-based Discount. If you think you may be eligible, submit your odometer reading online. Proof of your odometer reading must be dated within 7 days before or after your policy renewal date.

* BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit
**BCAA, in association with CAA, was chosen as the #1 Most Trusted Insurance Brand by British Columbia participants in the 2023 Gustavson Brand Trust Index.
BCAA Optional Car Insurance and Autoplan are sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency. BCAA Optional Car Insurance is underwritten by CAA Insurance Company and Autoplan is underwritten by the Insurance Corporation of British Columbia. The ICBC Autoplan logo is a trademark of the Insurance Corporation of British Columbia, used under license.