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Critical Illness Insurance

Enjoy peace of mind knowing you’re prepared for the unexpected.

In the event you are diagnosed with a serious illness, BCAA Critical Illness Insurance can provide the financial support you need so that you can focus on your recovery.

Plus, as a Member you'll save 10% on BCAA Critical Illness Insurance*, provided by Securian Canada.

Key Features

Enhance your coverage and get protected with some of the most comprehensive critical illness coverage in Canada.

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Set Your Own Term

Easily customize your coverage to meet your needs with terms ranging from 10 to 30 years.

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Comprehensive Coverage

Coverage for 44 conditions, 27 critical illnesses and 17 early-stage conditions.

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Ways To Save
Customized Coverage

Choose a coverage amount to match your needs, from $100,000 to $5 million in coverage.

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No Waiting Period

After your condition is diagnosed, there is no 30-day waiting period to submit a claim for 25 of the 44 conditions covered.

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Simple Application Process

Complete your application in as little as 20 minutes and activate your policy online – all from the comfort of your home.

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Two-in-One Application

Apply for Critical Illness Insurance and discover if you’re eligible for Term Life Insurance at the same time.

Why Choose BCAA Life Insurance?


BCAA Members save 10% with preferred member pricing.*

No-Obligation Quoting

Get a no-obligation quote in minutes. You set the term length and coverage amount to match your needs.

Fast, Easy Application Process

Apply and find out instantly if you’re approved. You may not even require a medical exam.

BC’s Most Trusted Insurance Brand

British Columbians consistently choose BCAA as BC's Most Trusted Insurance Brand**.

Similar Products

Life insurance is one of the most important purchases you can make when it comes to protecting your family's financial future, should something unexpected happen to you.

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Protect your family's financial future with BCAA Term Life Insurance.

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Securian Canada is the brand name used by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company to do business in Canada. Policies are sold, administered (including with respect to claims) and underwritten by Canadian Premier Life Insurance Company.

BCAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association. The insurance transaction is between the customer and Canadian Premier Life Insurance Company. B.C.A.A. Holdings Ltd., dba BCAA Insurance Agency, receives commissions from Canadian Premier Life Insurance Company for referrals of potential customers for Critical Illness Insurance.

*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit
**BCAA, in association with CAA, was chosen as the #1 Most Trusted Insurance Brand by British Columbia participants in the 2023 Gustavson Brand Trust Index.