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Renters Insurance

Protect your belongings from the unexpected.

While your landlord's policy covers their rental property, it won't protect your belongings inside. You’ll still need protection from break-ins, fire, water damage or personal injury to another person at your place. Get coverage for your personal belongings and the liability protection you need. Plus, BCAA Members save up to 20%.

Key Features

Fire and Smoke
Fire and Smoke

Get coverage for your belongings in case they are damaged or destroyed in a fire.

Crime and Vandalism
Crime and Vandalism

Your favourite belongings are in your home. Make sure you're covered if anything is damaged or taken from your home due to theft, or stolen anywhere in the world.

Personal Liability
Personal Liability

Personal liability provides coverage for accidental damage or injury you cause anywhere in the world.

Additional Living Expenses
Additional Living Expenses

When you’re out of your home due to a claim, your extra expenses are covered. We have options to increase your limit to fit your unique needs. 

Water Damage
Water Damage

You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.

Optional Extras

Roof Guard
Extended Water Coverages

Water often finds a way in, but with Extra roof leak coverage, Outdoor drain and surface water coverage, and Flood coverages, you’ll be protected. Find out if you are eligible for these coverages.

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Earthquake Coverage
Earthquake Coverage

With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

Learn More

How Can You Save with BCAA?

Become a BCAA Member

BCAA Members always save 10%, on any home insurance policy.

Loyalty Savings Bonus

Save 1% for every year you’ve had your home insurance with BCAA (up to an additional 10%).

Combine Home & Car

BCAA Members also save up to $40 when they combine their Home and Car Insurance.

Deductible Options

A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.

Why Choose BCAA Home Insurance? 

 

BC Based
BC Based

We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Ways To Save
Valuable Ways to Save

Save up to 20% on your home insurance with us. You'll save when you remain claims free, the longer you've held a policy with us and BCAA Members save an additional 10%.

Award Winning
Award Winning Home Insurance

Trusted service is what we are known for and what we continue to win awards for year after year.

Saving the Day
Saving the Day

Our 24/7 emergency claims team is always ready to help. We have experienced local BCAA Claims Adjusters ready to take your call.


Members Get More

Save over $1,000 per year on BCAA Insurance, BCAA Auto Service Centres, Evo Car Share and at over 100,000 partner locations worldwide. Plus, we’ve got you covered with the Best Roadside Assistance. Not a Member? Join today.

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'TIS THE SEASON FOR SOME SWEET COVERAGE

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