Skip to main content

Home Insurance

Save your wallet and home from taking a hit.

No matter what life throws your way, our BCAA Home Insurance team will be there to help. Using our local knowledge and 40 years' experience as a BC home insurer, we understand the unique needs of homeowners that some larger, national companies may not. So whether you’re renting, insuring your first home or protecting your dream home, you can count on us. Plus, BCAA Members save up to 20%. You can also save an additional 5% in the first year, if you buy online.

buy icon Buy renew icon Renew claim icon Claim

Homeowners

Every home and neighbourhood in BC is different. That's why we build a customized home insurance policy to match your needs.

Learn More
Get Started

Condo or Townhouse

Condo and townhouse owners have special insurance needs. We offer coverage to protect both your property and what's inside.

Learn More
Get Started

Renters

Renters need insurance too. We offer coverage for your belongings, with the liability protection you need.

Learn More
Get Started

Landlord Insurance

Protect your investment property, plus get coverage for liability and rental income.

Learn More
Call BCAA

Vacation Property

Get the coverage you need to protect your home away from home.

Learn More
Call BCAA

Mobile Home

Mobile homes are unique. Get the protection you need for your home and what’s inside.

Learn More
Call BCAA

BCAA and FireSmart BC are working together to help more communities in British Columbia protect themselves from wildfire through the BCAA FireSmart Initiative.

Those in eligible areas can complete a FREE FireSmart BC Wildfire Mitigation Program property assessment to receive a list of specific mitigation actions that will reduce your home’s wildfire risk and save on BCAA Home Insurance.

Learn more about our partnership and how you might be eligible for a discount on BCAA Home Insurance at bcaa.com/firesmart.

Why Choose BCAA Home Insurance

BC Based
BC Based

We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Ways To Save
Valuable Ways to Save

BCAA Members save up to 20%. Plus, you can reduce your premium with our claims-free discount, bundling options and more.

Saving the Day
When It Goes Wrong, We Make It Right

Have peace of mind that you are covered in the event of a claim knowing that BCAA paid out over 95% of claims related to fire, water, weather and theft *.

Members Get More

Save over $1,500 per year on BCAA Insurance, BCAA Auto Service Centres, Evo Car Share and at hundreds of your favourite brands worldwide. Plus, we’ve got you covered with the Best Roadside Assistance. Not a Member? Join today.

In case of engine trouble image

Become a BCAA Member today.

Join Online

BCAA Blog

Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.

View to living room entertainment center area. Wide screen TV, stereo, turntable, bookshelf, fire place.
February 6, 2024 Tag Icon A light icon that looks like a tag Home
Personal Property Calculator: How much contents coverage do I need?
Read More
Chairs and a white storage box float in a flooded kitchen
January 20, 2024 Tag Icon A light icon that looks like a tag Home
Flood prevention and survival tips
LEARN MORE
Two women standing back to back holding moving boxes
May 5, 2023 Tag Icon A light icon that looks like a tag Home
Three creative ways to buy into the BC housing market
Read More
Read More Articles
*From 2022 to 2023, BCAA paid out over 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results.