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Home Insurance

Save your wallet and home from taking a hit.

No matter what life throws your way, our BCAA Home Insurance team will be there to help. Using our local knowledge and 40 years' experience as a BC home insurer, we understand the unique needs of homeowners that some larger, national companies may not. So whether you’re renting, insuring your first home or protecting your dream home, you can count on us. Plus, BCAA Members save up to 20%. You can also save an additional 5% in the first year, if you buy online.


Every home and neighbourhood in BC is different. That's why we build a customized home insurance policy to match your needs.

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Condo or Townhouse

Condo and townhouse owners have special insurance needs. We offer coverage to protect both your property and what's inside.

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Renters need insurance too. We offer coverage for your belongings, with the liability protection you need.

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Landlord Insurance

Protect your investment property, plus get coverage for liability and rental income.

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Vacation Property

Get the coverage you need to protect your home away from home.

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Mobile Home

Mobile homes are unique. Get the protection you need for your home and what’s inside.

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The war in Ukraine has displaced many families from their home and BCAA, together with your help, can support families arriving to our province and enable them to feel safe, protected and connected. More than 11,000 Ukrainians have arrived in BC, with that number predicted to rise throughout 2024. Without a refugee status, Ukrainians don’t get the type of funding and support they need to seek safety and belonging in Canada and the need to find a safe place to live is great for these families fleeing from war. 

We want to do everything we can to help, so BCAA is partnering with the United Way British Columbia to temporarily amend BCAA Home Insurance policies for customers hosting families at no charge to ensure everyone is protected. Interested in providing a safe place to live for arriving Ukrainians to BC and want more information? Check out our blog to find information on: 

  • How to become a host for a displaced Ukrainian family or individual 
  • How we will amend BCAA Home Insurance policies for host families to ensure everyone is protected, at no charge
  • How to donate money, goods and services to help support Ukrainian families coming into Canada 
  • Volunteer opportunities 

If you don’t have BCAA Home Insurance, remember to check with your home insurance provider to see how hosting a Ukrainian family in need would affect your coverage. 

Why Choose BCAA Home Insurance

BC Based
BC Based

We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Ways To Save
Valuable Ways to Save

BCAA Members save up to 20%†. Plus, you can reduce your premium with our claims-free discount, bundling options and more.

Award Winning
BC’s Most Trusted Insurance Brand*

British Columbian’s consistently choose BCAA as BC’s Most Trusted Insurance brand as reported by the Gustavson Brand Trust Index.

Saving the Day
When It Goes Wrong, We Make It Right

Have peace of mind that you are covered in the event of a claim knowing that over a one-year period BCAA paid out 95% of claims related to fire, water, weather and theft **.

Members Get More

Save over $1,500 per year on BCAA Insurance, BCAA Auto Service Centres, Evo Car Share and at hundreds of your favourite brands worldwide. Plus, we’ve got you covered with the Best Roadside Assistance. Not a Member? Join today.

In case of nail

Join online and get a free gift card worth up to $50.

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*BCAA, in association with CAA, was chosen as the #1 Most Trusted Insurance Brand by British Columbia participants in the 2023 Gustavson Brand Trust Index
**From 2019 to 2020, BCAA paid out on average 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results. Home Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and underwritten by BCAA Insurance Corporation.
†BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit