Skip to main content

Term Life Insurance

Protect what matters most.

As you go through different stages of life, it's important to protect the lifestyle you've worked so hard to build. Regardless of your current stage in life, BCAA Term Life Insurance offers coverage options tailored to your needs, ensuring you can protect your family's financial future in the event of the unexpected.

Plus, as a Member, you'll save 10%* on BCAA Term Life Insurance, which is provided by Securian Canada.

Key Features

No matter what stage of life you're in, BCAA offers a term life insurance plan that's tailored for you.

Home Updates
Set Your Own Term

Easily customize your coverage to meet your needs with terms ranging from 10 to 30 years.

Ways To Save
Affordable Rates

Choose a coverage amount to match your needs, from $100,000 to $5 million in term life coverage.

Gender neutral couple icon
Couples Savings

Save 10% in the first year of your term life insurance policy for joint applications.

student leadership
Protection for Your Kids

All policies include $10,000 of complimentary coverage for each of your children.

padlock icon
Locked Rates

Rates are locked in for the full term.

money icon

Beneficiaries receive any tax-free payout as a lump-sum payment.

award medal icon
For All Ages

Apply for term life insurance coverage until the age of 75.

When to Choose BCAA Term Life Insurance

Affectionate senior couple using a laptop to shop online while relaxing with their adult daughter at home
Buying a Home

Protect your most valuable investment should you pass away unexpectedly.

Pregnant woman grocery shopping in supermarket, choosing fresh packets of cheese from the diary aisle.
Getting Married or Having a Child

Safeguard your growing family from financial uncertainties.

Couple and real estate agent standing in bright condo living room
Employer Coverage Ending or Nearing Retirement

Secure the lifestyle you've worked so hard to build.

Why Choose BCAA Term Life Insurance?

Flexibility and Affordability

Set the term length and coverage amount that fits your needs. Plus, BCAA Members save 10%.*

Instant Decision

Apply in 20 minutes and find out instantly if you’re approved.

No-Obligation Policy

Free cancellation anytime, with no fees or penalties.

BC’s Most Trusted Insurance Brand

British Columbians consistently choose BCAA as BC's Most Trusted Insurance Brand**.

Similar Products

Critical illness insurance can let you focus on your recovery by providing financial support for you and your loved ones in the event you become seriously ill. Enjoy peace of mind knowing you’re prepared for the unexpected.

Apply for BCAA Term Life and Critical Illness Insurance in one application.

Learn More

Securian Canada is the brand name used by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company to do business in Canada. Policies are sold, administered (including with respect to claims) and underwritten by Canadian Premier Life Insurance Company.

BCAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association. The insurance transaction is between the customer and Canadian Premier Life Insurance Company. B.C.A.A. Holdings Ltd., dba BCAA Insurance Agency, receives commissions from Canadian Premier Life Insurance Company for referrals of potential customers for Life Insurance.

*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit
**BCAA, in association with CAA, was chosen as the #1 Most Trusted Insurance Brand by British Columbia participants in the 2023 Gustavson Brand Trust Index.