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BCAA Locations & our Call Centre will be closed Sat, Sep 30, reopening Mon, Oct 2. Please use bcaa.com to make a purchase, renew, or request roadside assistance.

Small Business Insurance

Our Small Business Insurance gives you custom coverage with online convenience and the support of expert help when you need it. We will help you assess your business and the risks you face so you can find the exact insurance you need to protect your growth and potential. It’s easy to customize the right policy for your business. No overly complicated jargon—just straightforward coverage for the company you've worked so hard to build. It’s insurance made for busy entrepreneurs, from one BC business to another.

Get a customized quote and—if you like what you see—buy the right insurance policy today.

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FAQs

Types of Coverage

 

Damage Caused to Others

Protect your business from potentially expensive lawsuits with these coverages.

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Theft & Damage to Your Business

We have coverage for repair or replacement costs to get you back up and running.

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Income Loss

Income Loss coverage helps you through difficult periods until you're back on your feet again.

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Industries We Cover

We cover hundreds of professions. Start a quote to get the right coverage for your unique business.

Creative Services Meeting
Business and Professional Services
Businesses that offer knowledge-based and creative services to clients (e.g., accounting, design, web development, consulting, financial planning).
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Framing a New House
Construction Trades
Businesses that work with their hands to build, fix and install (e.g., renovation contractors, electricians, gardeners, painters).
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Real Estate Agent
Real Estate
Businesses that rent, lease or manage residential properties (e.g., homes, townhouses, condo/strata units, and multi-unit buildings).
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Small Retailer Setting Up Chalk Board
Retail and Wholesale
Businesses that sell things in shops, online or from a home (e.g., clothing, groceries, auto repair garage, liquor store).
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Questions? Speak with a BCAA Small Business Advisor. Send us a message or call 1.888.268.2222 

How to get a quote and buy

Using our online tool, you can get a customized quote and buy your insurance policy today.

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Tell us about your unique business

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Identify your coverage needs

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Personalize your plan

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Get a customized insurance quote

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Finalize and purchase your policy

 

Start Your Quote

Why Choose BCAA

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Quick and Convenient

Get a quote and buy business insurance today with our convenient online tool that only asks you the important questions. After you’re all set up, make updates as needed.

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Customizable Protection

Business insurance off the internet specifically catered for you with custom coverage recommendations that protect you against the particular risks faced by your business.

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Solid Advice

Our online tool helps identify risks faced by businesses like yours and provides coverage recommendations. If you need more help, our expert Small Business Advisors are here for you.

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Simple and Straightforward

No complicated industry jargon, just straightforward coverage for the business you’ve worked so hard to build.

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Trust & Reliability

With coverage from one of BC’s top insurance providers, award-winning service, and a local 24/7 emergency claims team – you'll have the peace of mind that you’re covered.

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Valuable Ways to Save

Reduce premiums through a claims-free discount. Plus, business owners can get even more savings with a personal BCAA Membership.

Small Business Resources

Expert advice, useful articles, inspiring entrepreneurial stories, and simple tips to help protect and grow your business.

small business owner standing at store counter
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Small Business insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and is underwritten by BCAA Insurance Corporation, The Boiler Inspection, and Insurance Company of Canada, and HDI Global Specialty SE (the "Underwriters"). Claims are administered by the Underwriters ARAG Legal Solutions Inc., and their respective subcontractors.

Conditions apply to promotional offers. Promotional offers are only valid for new BCAA Small Business Insurance policies and are applied to the total premium amount

BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2022 Gustavson Brand Trust Index.