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Small Business Insurance

Protecting your BC Business.

With BCAA Small Business Insurance, you can feel confident that your business is protected as it grows. With straightforward and customizable coverage options, help from knowledgeable agents and a 24/7 hassle-free claims process, we’re here to keep your business moving forward.

Plus, BCAA Members can save up to 10%!

Featured Businesses

These are just some of the many businesses we cover.

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Construction, Carpentry & Repairs

Businesses that engage in hands-on work to construct, modify, repair or install structures and features in both commercial and private buildings/properties.

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Cleaning

Businesses that offer cleaning services for various environments and items, serving both commercial and residential needs.

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Landscaping

Businesses that modify, install, maintain or remove features on land or private property encompassing a wide range of landscaping services.

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Retail & Wholesale

Businesses that sell goods in shops, from a home or through e-commerce.

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Auto Repair

Businesses that maintain, repair, enhance and sell parts for commercial and personal vehicles.

Beauty Salons

Businesses that provide services such as hair cuts, hair styling, skincare, nail care and other beauty treatments.

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Landlords

Businesses that rent, lease or manage residential properties/vacant land.

Resources for Educators
Home-Based Businesses

Businesses that are based in a home may not be properly covered since many home and renter's policies do not cover business operations.

Don’t see your business?

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Types of Coverage

Our most common coverages.

 

Protecting your assets

These are popular coverages that can provide protection to your belongings so you can keep your business running.

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Protection from liabilities

These are common coverages that can help you through difficult periods when the unexpected happens.

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Why Choose BCAA

BC Based
BC Based

From one BC business to another, we understand that every small business has its own unique needs which is why we offer custom coverage options.

Saving the Day
Saving the Day

Our 24/7 emergency claims team is always ready to help you when you need us.

Trusted Experts
Trusted Experts

Our expert advisors are available to help you get a quote, purchase and answer any questions you may have at smallbusiness@bcaa.com or 1.888.268.2222.

Ways To Save
Valuable Ways to Save

Reduce premiums through a claims-free discount. Plus, BCAA Members can save up to 10% on their policy.

BCAA Plus Membership card

Members save 10% on BCAA Small Business Insurance. Save over $140 a year!*

JOIN ONLINE

Policy terms, conditions, exclusions and limitations apply and can be found in the policy wording at bcaa.com/wordings.

Small Business Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and is underwritten by BCAA Insurance Corporation (BCAAIC), HDI Global Specialty SE, and The Boiler Inspection and Insurance Company of Canada (HSB). Claims are administered by BCAAIC, HSB, ARAG Legal Solutions Inc., and their respective subcontractors.

*Savings calculated based on an annual average premium of $1,400.

Conditions apply to promotional offers. Promotional offers are only valid for new BCAA Small Business Insurance policies and are applied to the total premium amount