Off the Internet But Not Off the Shelf
Types of Coverage
Damage Caused to Others
Protect your business from potentially expensive lawsuits with these coverages.
Learn MoreTheft & Damage to Your Business
We have coverage for repair or replacement costs to get you back up and running.
Learn MoreIncome Loss
Income Loss coverage helps you through difficult periods until you're back on your feet again.
Learn MoreIndustries We Cover
We cover hundreds of professions. Start a quote to get the right coverage for your unique business.
![Creative Services Meeting](/-/media/bcaa/images/insurance/small-business/overview-page/gettyimages-606353225-740x734-tout-new.jpg?la=en&h=734&w=740&hash=E261EE4D28D6F34DF9F0E77559343592)
Business and Professional Services
![Framing a New House](/-/media/bcaa/images/insurance/small-business/overview-page/gettyimages-157293315-740x734-tout-new.jpg?la=en&h=734&w=740&hash=538A9A5194BC7F063D27B41FAF53E052)
Construction Trades
![Real Estate Agent](/-/media/bcaa/images/insurance/small-business/overview-page/gettyimages-1152308651-740x734-tout-new.jpg?la=en&h=734&w=740&hash=24488EA4F66B916B031D7B14785368E9)
Real Estate
![Small Retailer Setting Up Chalk Board](/-/media/bcaa/images/insurance/small-business/overview-page/gettyimages-961309582-740x734-tout-new.jpg?la=en&h=734&w=740&hash=E226197731DBFD88EFD2A8B2A5BA80E8)
Retail and Wholesale
Questions? Speak with a BCAA Small Business Advisor. Send us a message or call 1.888.268.2222
How to get a quote and buy
Using our online tool, you can get a customized quote and buy your insurance policy today.
![Number 1 Icon](/-/media/bcaa/images/insurance/small-business/websitenumbers-01.png?sc_lang=en&hash=70DB03B43DAA63938B065FFE0465C38E)
Tell us about your unique business
![Number 2 Icon](/-/media/bcaa/images/insurance/small-business/websitenumbers-02.png?sc_lang=en&h=50&w=50&hash=22916FD322E5582EE53C2317DD00E151)
Identify your coverage needs
![Number 3 Icon](/-/media/bcaa/images/insurance/small-business/websitenumbers-03.png?sc_lang=en&hash=0656B8F3B8B08970E956A429E3FFD50E)
Personalize your plan
![Number 4 Icon](/-/media/bcaa/images/insurance/small-business/websitenumbers-04.png?sc_lang=en&hash=95EB92B832F1ABA7B3AC27BDB9C16336)
Get a customized insurance quote
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Finalize and purchase your policy
Why Choose BCAA
Small Business Resources
Expert advice, useful articles, inspiring entrepreneurial stories, and simple tips to help protect and grow your business.
![Woman talks on phone in kitchen](/-/media/bcaa/images/bcaa-blog/insurance/small-business/bcaa-blog-home-based-hero-m.jpg?h=405&iar=0&w=740&sc_lang=en&hash=B4DB9ACE9A2E6F31F856812DE9AE7A1E)
Do you have the right insurance for your home-based business?
READ MORE![Two people smile outside of a small business, wearing aprons and holding an open sign.](/-/media/bcaa/images/bcaa-blog/insurance/small-business/bcaa-blog-five-things-sbi-hero-m.jpg?h=405&iar=0&w=740&sc_lang=en&hash=BE6646FE324DAF6CA841861A0CB636FD)
Five things to know if you're considering starting a small business in BC
READ MORE![Woman faces computer screen filled with faces on a virtual meeting.](/-/media/bcaa/images/bcaa-blog/insurance/small-business/bcaa-blog-sbi-professional-liability-m.jpg?h=405&iar=0&w=740&sc_lang=en&hash=8C085DFB46CA9745D7C082D65FCC4A21)
Why does my small business need professional liability insurance?
READ MOREPolicy terms, conditions, exclusions and limitations apply and can be found in the policy wording at bcaa.com/wordings.
Small Business Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and is underwritten by BCAA Insurance Corporation (BCAAIC), HDI Global Specialty SE, and The Boiler Inspection and Insurance Company of Canada (HSB). Claims are administered by BCAAIC, HSB, ARAG Legal Solutions Inc., and their respective subcontractors.
Conditions apply to promotional offers. Promotional offers are only valid for new BCAA Small Business Insurance policies and are applied to the total premium amount
BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2022 Gustavson Brand Trust Index.