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Businesses We Cover
If you have any questions, or don’t see your job description listed below, you can contact us at smallbusiness@bcaa.com or 1.888.268.2222, Monday–Friday, 8am–6pm.
- Air Duct Cleaning
- Building Cleaning
- Cable Installation
- Carpentry
- Communication Equipment
- Construction Equipment Rental and Repairs
- Construction Project Manager
- Contractor – Acoustical, Cement, Demolition, Digging, Drilling, Drywall, Electrical, Excavation,
- Flooring, Grading, Masonry, Tiling
- Conveyor Systems
- Driveway, Curb, Patio, Sidewalk Construction & Paving Contractor
- Fence/Deck Construction
- Gas Line Installation and Services
- Glazier Operations, Glass Installation
- Heating System Inspection
- Household Electrical Appliance Repair
- HVAC Services
- Insulation of Buildings
- Iron and Steel Structures
- Junk Removal
- Landscaping
- Lawn Sprinklers
- Locksmith
- Millwrights
- Building Construction/Renovation/Repair
- Painting
- Sandblasting
- Septic Tank Installation/Service/Repair
- Sewer and Water Main Contractor
- Sewer/Drain Cleaning
- Sharpening Service
- Sheet Metal Services
- Sign/Banner Design and Installation
- Sign Rental/Lease
- Snow Removal/Salting Services
- Sound and Lighting Equipment Rental
- Tree Removal/Trimming/Pruning
- Water Softening Equipment and Installation
- Welding/Cutting /Brazing
- Window Cleaning
- Windows/Doors/Awnings/Siding Installation/Repair
- Registered Massage Therapists
- Doctor - General/Family Practice
- Psychiatrists
- Eye Specialist Doctor
- Occupational Therapists
- Chiropractors
- Opticians (Separate Professional Liability Required)
- Osteopath Doctor
- Chiropodists
- Dermatologist
- Audiologists/Hearing Aid Services
- Therapist, Counselling Services
- Personal Trainers
- Fitness Studio
- Restaurant - Unlicensed
- Café
- Restaurant - Licensed
- Bed and Breakfast (B&B)
- Catering
- Buildings with Residential or Commercial Tenants
- Condominium Unit Owner with Residential or Commercial Tenants
- Vacant Land Owner
- Fabric, Textiles, Cloth Product Manufacturing
- Clothing/Footwear Manufacturing (No Protective/Safety Apparel)
- Electronic Product Manufacturing
- Costume Jewellery Manufacturing
- Ceramic, Porcelain, Pottery Product Manufacturing
- Glassware Manufacturing
- Commercial Bakery (Including Pasta Manufacturing, No Deep Fat Frying)
- Commercial Bakery (With Deep Fat Frying)
- Coffee, Tea, Spice Manufacturing
- Wood Products - Manufacturing (No Sawmill/Truss/Kiln/Pellet/Significant Chemical Processes)
- Furniture Manufacturer
- Cabinet Making (Including Installations)
- Cabinet Maker (Excluding Installations)
- Automobile Non-Operating Part Fabrication/Manufacturing (Excluding Safety Mechanisms)
- Concrete Patio Stone Manufacturing
- Stone Cutting/Polishing/Grinding/Milling - Manufacturing (No Quarry)
- Soap Stone Products - Manufacturing (No Mining Operations)
- Concrete/Cement Product Manufacturing (Excluding Ready Mix, No Quarry)
- Metal Sign - Manufacturing (No Painting, Spray Booth)
- Metal Sign - Manufacturing (Including Painting, Spray Booth)
- Metal Product Manufacturing
- Custom Machinery Manufacturing
- Accounting
- Administrative Services/Duties
- Advertising Agency
- Air Quality Testing Service/Pollution Consulting
- Appraisers
- Arbitrators/Mediators
- Artist's Studio
- Barber Shops
- Bankruptcy Service
- Beauty Salons
- Bedding Supply Service
- Boiler Inspection Service
- Bond Dealing
- Building Construction Consultant
- Building Management
- Business Consultant
- Business Incubator
- Call Centre
- Commodity and Currency Brokers
- Computer Programming Services and Development
- Construction Equipment Repair Shop
- Copying/Stationary Store
- Court Reporters
- Dog Walkers
- Dry Cleaning
- Employment Agency
- Engineering Consultant
- Financial Planning
- Funeral Homes
- Geophysical Services
- House Appraisal & Inspection Services
- Indoor Advertising Services
- Insurance Broker/Agent/Adjuster/Appraisal
- Interior Design
- Land Surveyor
- Legal Services
- Marketing Consulting
- Mortgage Broker
- Musical Instrument Tuning/Repair
- Non-Destructive Testing Services
- Non-Medical Home Care Services
- Notary Public
- Outdoor Advertising Services
- Pet Grooming
- Pet Training (Obedience/Behavioral/Excluding Aggressive Behavior Training)
- Photo Developing Services
- Photography/Videography Studio
- Public Relations Consultant
- Real Estate Agent
- Repair Shop
- Software Development/IT Consulting
- Tutors/Lecturers/Private Teachers
- Translator
- Travel Agency
- Veterinarians
- Web & Graphic Design
- Website Order Operations
- Artist Supplies
- Artificial Flowers
- ATVs
- Audio Equipment
- Auto Appraisal Services
- Auto Body/Paint Shop
- Auto Parking Lot
- Auto Parts and Accessories
- Auto Repair Garage
- Awnings
- Bakery - Retail (With Deep Fat Frying)
- Bakery - Wholesale (With Deep Fat Frying)
- Barber and Beauty Supplies
- Bedding Goods
- Bicycle Shop
- Books/Newspapers/Magazines
- Building Materials
- Butcher Shop
- Cameras/Photography Equipment
- Candy, Confectionery, Nuts
- Car Dealership
- Cheese, Dairy Products
- China/Glass/Earthenware
- Clay/Marble/Decorative Stone
- Clocks
- Clothing Alterations
- Clothing, Accessories
- Convenience Store
- Consumer Electronics
- Computers/Phones/Electronics & Accessories
- Cosmetics
- Costume and Novelty Jewelry
- Country General Store
- Department Store
- Drafting Equipment/Supplies
- Draperies
- Drug Store/Pharmacy
- Dry & Canned Goods
- Electrical/Plumbing Supplies
- Equipment for Restaurants/Bars/Hotels/Offices/Stores
- Eyewear
- Florist Shop
- Flooring Materials
- Frozen Foods
- Furniture/Appliances
- Garden Supplies
- Golf Simulators, Arcade, Virtual Reality Activities Rental
- Greeting Cards
- Grocery Store
- Hair & Beauty Products
- Hardware Store
- Health Food Store
- Home Decorating Supplies
- HVAC/Refrigeration Equipment
- Ice Dealers
- Leather Goods Store
- Liquor/Beer/ Wine
- Machinery
- Marine Supplies
- Media
- Meat/ Fish/Poultry
- Musical Instruments Store
- Newsstands
- Non-Alcoholic Beverage
- Novelty/Souvenirs/Memorabilia
- Paper Product
- Pet Store
- Picture Framing and Prints
- Precision Equipment
- Produce
- Record Store Religious Products
- Sales Representative
- Salt
- Scales
- Second Hand/Consignment Clothing
- Shoe/Boot Repair & Cleaning
- Shoes, Boots, Footwear
- Sporting Goods
- Swimming Pool Supplies/Accessories
- Tack Shop
- Textiles
- Toys
- Vending Machine Operators
- Wallpaper
Policy terms, conditions, exclusions and limitations apply and can be found in the policy wording at bcaa.com/wordings.
Small Business Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and is underwritten by BCAA Insurance Corporation (BCAAIC), HDI Global Specialty SE, and The Boiler Inspection and Insurance Company of Canada (HSB). Claims are administered by BCAAIC, HSB, ARAG Legal Solutions Inc., and their respective subcontractors.
Conditions apply to promotional offers. Promotional offers are only valid for new BCAA Small Business Insurance policies and are applied to the total premium amount
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