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Health & Dental Insurance

Personal health insurance that goes further.

If you’re not fully protected through a private health insurance plan or if your employer coverage is about to end or recently ended, consider BCAA Health & Dental Insurance to fill in the gaps not covered by BC’s Medical Service Plan (MSP). Whether you are self-employed, recently changed jobs, or are about to retire, BCAA has a plan that's right for you.

Plus, as a Member, you’ll save up to 10%* on BCAA Health & Dental Insurance, which is provided by Securian Canada.

Key Features

With BCAA Health & Dental Insurance, you can choose from various flexible plan options.

Flexible Coverage
Prescription Drugs

Coverage for prescription drugs and pharmacy dispensing fees.

prescription drugs

Coverage for routine eye exams, glasses, contact lenses, and laser eye surgery.

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Optional Dental Coverage

Reduce your out-of-pocket expenses for routine and unexpected dental care with dental coverage.

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Extended Health Care

Top-tier extended health coverage benefits, including hearing aids, massage therapists, orthotics and more included in all the plans.

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Mental Health Care

Access psychologists, psychotherapists and registered social workers.

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24/7 Access to Telehealth

Rest easier knowing you can connect with healthcare professionals online, at any time.

Ways To Save
Family Savings

Save 5% when you add a family member to your plan.

Selecting a Plan

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Looking for Extended Healthcare

If you’re self-employed or looking for extended health coverage to reduce out-of-pocket expenses, Fully Underwritten Plans offer peace of mind that you’re covered for the unexpected.

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Retiring Soon

If you’re about to retire or your workplace benefits are ending soon, easily transition your existing coverage to a new personal plan to ensure there’s no gap in coverage with Next Plans.

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Already Retired

If you’re already retired or looking to continue your workplace benefits, Guaranteed Issue Plans offer comprehensive benefits without a medical questionnaire.

Why Choose BCAA Health & Dental Insurance?

Flexibility and Affordability

Build a plan that best suits you and your family's needs and budget. Plus, BCAA Members save 5%* and an additional 5% when you add a family member.

Quick Waiting Period

Your benefits start within 1-2 business days of activating your plan.

Simple, Online Application

Apply for BCAA Health & Dental Insurance in as little as 5 minutes.

BC’s Most Trusted Insurance Brand

British Columbians consistently choose BCAA as BC's Most Trusted Insurance Brand**.

Fast, Easy Claims Processing

Many claims can be processed electronically.

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Learn More

Securian Canada is the brand name used by Canadian Premier Life Insurance Company and Canadian Premier General Insurance Company to do business in Canada. Policies are sold, administered (including with respect to claims) and underwritten by Canadian Premier Life Insurance Company.

BCAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association. The insurance transaction is between the customer and Canadian Premier Life Insurance Company. B.C.A.A. Holdings Ltd., dba BCAA Insurance Agency, receives commissions from Canadian Premier Life Insurance Company for referrals of potential customers for Health & Dental Insurance.

*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit
**BCAA, in association with CAA, was chosen as the #1 Most Trusted Insurance Brand by British Columbia participants in the 2023 Gustavson Brand Trust Index.