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Health & Dental Insurance

Personal health insurance starting at $1 a day*

If you’re not fully protected through a private health insurance plan or if you’re coverage is about to end or recently ended, consider BCAA Health & Dental Insurance to fill in the gaps not covered by BC’s Medical Service Plan (MSP). Whether you’re self employed, recently changed jobs or about to retire, BCAA has a plan that’s right for you.

Health & Dental Plans

This plan is ideal if you are self-employed or not fully protected through a private health insurance plan and looking to save on ongoing and unexpected medical bills not covered through MSP.

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FollowMe™ Health & Dental Plans

This plan is ideal if you’re about to retire and your group health benefits are ending soon. Acceptance is guaranteed when you apply within 90 days of your coverage ending – no medical questions required at time of application.

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Health & Dental Key Features

At BCAA, you can build and design your own plan to suit your needs. 

Flexible Coverage
Build your Own Plan

Build a plan that suits your needs in 3 easy steps. Starting with Extended Health Care, you can design the plan that you want by adding optional prescription drug and dental coverage.

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Extended Health Care

All plans start with Extended Health Care (Basic or Enhanced) and cover a wide range of benefits such as vision care, hospital stays, ambulance services and much more.

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Dental (Optional)

Adding optional dental coverage can lower the number of dental expenses you'll have to pay for out-of-pocket.

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Prescription Drug (Optional)

Adding optional prescription drug coverage can help cover many out-of-pocket expenses for prescription drugs and dispensing fees.

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Included within Extended Health Care. Provides coverage for glasses, contact lenses, eye exams and laser eye surgery.

akira by telus health
AKIRA by Telus Health (Virtual Healthcare App)

Get 24/7 access to healthcare practitioners online and through the app. Automatically included with all BCAA Health & Dental Insurance plans.

FollowMe™ Health & Dental Key Features

BCAA provides four plan options so you can pick the coverage that fits your needs: Basic, Enhanced, Enhanced Plus, Premiere.

Policy Summary
Choose from Four Plans

Get coverage for prescription drugs, dental, vision, specialists and therapists and much more. Choose between four plans: Basic, Enhanced, Enhanced Plus, Premiere.

akira by telus health
AKIRA by Telus Health (Virtual Healthcare App)

Get 24/7 access to healthcare practitioners online and through the app. Automatically included with all BCAA FollowMe™ plans.

Satisfaction Guaranteed
Guaranteed Acceptance**

Apply within 90 days of your group health benefits ending and you won’t need to answer any medical questions at the time of application (must be a Canadian resident).

Why Choose BCAA Health & Dental Insurance?

Flexibility And Affordability
Flexibility and Affordability

Unlike many other plans, BCAA Health & Dental Insurance allows you to build a plan that best suits you and your family's needs and budget.

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No Waiting Period

Your benefits start on the first day of the month following approval of your application.

Family Rate

Reduced rates for couples and families with 3 or more children.

Award Winning
BC’s Most Trusted Insurance Brand

British Columbians consistently rank BCAA as BC’s Most Trusted Insurance brand as ranked by the Gustavson Brand Trust Index.

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Fast, Easy Claims Processing

Many claims can be processed electronically to help keep money in your pocket.

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Deductible Free

Extended Health Care benefits have no deductible.

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*Applies to the Basic Extended Health Care product – individual rate aged 44 and under. Rates are not guaranteed and are subject to change at any time.
**FollowMe™ Health Plans are not intended to, and will not, provide the exact same coverage that you may have had under your group or existing health insurance plan. Health and Dental Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent, and underwritten by the Manufacturers Life Insurance Company (Manulife Financial). Manulife, Manulife & Stylized M Design, Stylized M Design, and FollowMe are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. Manulife, P.O. Box 670, Stn Waterloo, ON N2J 4B8. © 2021 The Manufacturers Life Insurance Company. All rights reserved. Accessible formats and communication supports are available upon request. Visit for more information.