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Visitors to Canada Travel
Emergency Medical Insurance

Coverage for unexpected medical expenses.

If you're visiting Canada or hosting guests from another country we offer protection from costly medical expenses that require emergency hospitalization or emergency medical treatment. Coverage is worldwide as long as the majority of the time is spent in Canada. It's the perfect plan for visitors to Canada, returning Canadians and landed immigrants awaiting provincial health care coverage.

With global travel restrictions in place, we understand you may have questions related to BCAA Travel Insurance and COVID-19. You can find helpful information, including answers to frequently asked questions, at   

Key Benefits

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Emergency Medical Treatment

Get covered for emergency medical services up to a coverage limit of $300,000 CDN.

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Pre-existing Medical Conditions

BCAA offers coverage for some travellers who have stable or unstable pre-existing conditions.

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Prescription Drugs

This plan covers the cost of prescription drugs during a hospital stay plus a 30-day supply after being released from hospital.

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Dental Services

Don’t let an accident ruin your smile. This plan covers emergency dental expenses you incur while on your trip within Canada.

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BCAA Guided Care

Get personalized care, with safe and convenient virtual and in-person visit options that save you time and hassle.

Additional Benefits

Trip Cancellation
Trip Protection Package

Coverage for trip cancellation, trip interruption, airline delays and baggage loss, damage or delay.

Baggage Insurance
Baggage Coverage

Protect your bags from walking away. This plan covers loss, damage or theft of your baggage, personal effects and currency.

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Travel Delay Coverage

Be covered for expenses resulting from a delayed flight of more than 4 hours and/or when your baggage is lost or delayed more than 6 hours.


Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

Get FREE coverage for your Kids*, plus BCAA Members save 10%. You'll also save up to an additional 10% with our loyalty discount

Award Winning
#1 Protection for Less

Starting at only $20 per trip, BC's #1 Travel Insurance protects you from costly medical bills and provides peace of mind for Single Trips or Annual Multi-trip plans.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.