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Visitors to Canada

Travel Emergency Medical Insurance Coverage for unexpected medical expenses

Welcome (or welcome back)! If you're visiting Canada, hosting guests from another country, or returning back to Canada, we offer protection from costly medical expenses that require emergency hospitalization or emergency medical treatment, including COVID-19*.

You can choose your coverage limit and coverage is worldwide as long as the majority of the time is spent in Canada. It's the perfect plan for Visitors to Canada, returning Canadians and landed immigrants awaiting provincial health care coverage.

Key Benefits

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Emergency Medical Treatment

Get covered for emergency medical services, including for COVID-19*, up to a coverage limit of $300,000 CAD.

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FREE COVID-19 Travel Coverage

Get covered for COVID-19 related emergency medical expenses, up to the coverage limit you select to a maximum of $300,000 CAD*.

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Pre-existing Medical Conditions

BCAA offers coverage for some travellers who have stable or unstable pre-existing conditions.

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Prescription Drugs

This plan covers the cost of prescription drugs during a hospital stay plus a 30-day supply after being released from hospital.

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Dental Services

Don’t let an accident ruin your smile. This plan covers emergency dental expenses you incur while on your trip within Canada.

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24/7 Worldwide Virtual Care

Get the medical help you need wherever you are in the world, with 24/7 virtual care*.

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Additional Benefits

Trip Cancellation
Trip Protection Package

Coverage for trip cancellation, trip interruption, airline delays and baggage loss, damage or delay.

Baggage Insurance
Baggage Coverage

Protect your bags from walking away. This plan covers loss, damage or theft of your baggage, personal effects and currency.

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Travel Delay Coverage

Be covered for expenses resulting from a delayed flight of more than 4 hours and/or when your baggage is lost or delayed more than 6 hours.


Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

Get FREE coverage for your Kids*, plus BCAA Members save 10%. You'll also save up to an additional 10% with our loyalty discount

Award Winning
BC’s Most Trusted Insurance Brand

British Columbians consistently rank BCAA as BC’s Most Trusted Insurance brand as ranked by the Gustavson Brand Trust Index.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.

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Planning a Trip? We’ve Got Your Back.

Helpful info on BCAA Travel Insurance and COVID-19

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*Coverage limit for COVID-19 related emergency medical expenses applies and is based on the coverage amount you selected at time of purchase. You must be fully vaccinated for COVID-19 and vaccine dose(s) must have been administered at least two weeks prior to the effective date, arrival date or COVID-19 diagnosis date, whichever occurs later. Children under the age of 18 are covered regardless of their vaccine status. Full eligibility criteria for COVID-19 coverage and all policy terms, conditions, exclusions and limitations can be found in the policy wording at