Skip to main content

Visitors to Canada

Travel Emergency Medical Insurance Coverage for unexpected medical expenses

Welcome (or welcome back)! If you're visiting or returning to Canada, we offer protection from costly medical expenses that require emergency hospitalization or emergency medical treatment.

You can choose your coverage limit and coverage is worldwide as long as the majority of the time is spent in Canada. It's the perfect plan for Visitors to Canada, returning Canadians and landed immigrants awaiting provincial health care coverage.

Key Benefits

luggage icon
Emergency Medical Treatment

Get covered for emergency medical services up to a coverage limit of $300,000 CAD.

medication icon
Pre-existing Medical Conditions

BCAA offers coverage for some travellers who have stable or unstable pre-existing conditions.

Learn More
prescription drugs
Prescription Drugs

This plan covers the cost of prescription drugs during a hospital stay plus a 30-day supply after being released from hospital.

dental services
Dental Services

Don’t let an accident ruin your smile. This plan covers emergency dental expenses you incur while on your trip within Canada.

guided care icon
24/7 Worldwide Virtual Care

Get the medical help you need wherever you are in the world, with 24/7 virtual care.

Learn more

Additional Benefits

Trip Cancellation
Trip Protection Package

Coverage for trip cancellation, trip interruption, airline delays and baggage loss, damage or delay.

Baggage Insurance
Baggage Coverage

Protect your bags from walking away. This plan covers loss, damage or theft of your baggage, personal effects and currency.

building icon
Travel Delay Coverage

Be covered for expenses resulting from a delayed flight of more than 4 hours and/or when your baggage is lost or delayed more than 6 hours.


Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

Get FREE coverage for your Kids, plus BCAA Members save 10%*. You'll also save up to an additional 10% with our loyalty discount

Award Winning
BC’s Most Trusted Insurance Brand

British Columbians consistently rank BCAA as BC’s Most Trusted Insurance Brand**.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.

Man and child looking out airport window

Planning a Trip? We’ve Got Your Back.

Helpful info on BCAA Travel Insurance and COVID-19

Learn More

BC’s Top Choice for Travel Insurance based on a third party market share study of responses from approximately 1,500 British Columbians per month; BCAA is consistently selected by the highest proportion of British Columbians for where they purchased their travel insurance.

The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance. Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Orion Travel Insurance, a division of Echelon Insurance, and its subcontractors, Active Care Management (2018) Inc. and Global Excel Management Inc. and all policy terms, conditions, exclusions and limitations can be found in the policy wording at The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance.
* BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit Applicable to Travel Emergency Medical Insurance policies. Dependent children are free on family policy with two paying adults. Adults must be age 59 or younger. Policy terms and conditions apply.
**BCAA, in association with CAA, was chosen as the #1 Most Trusted Insurance Brand by British Columbia participants in the 2023 Gustavson Brand Trust Index.