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We’re here to help you Mon – Fri 8 am – 6 pm, Sat 9 am – 5 pm. Service Locations are open, with pre-booked appointments recommended and COVID-19 safety measures. Find our latest wildfire insurance coverage info here. Note: BCAA Service Locations and Member Contact Centre will be closed on Monday, Aug 2 for the BC Day holiday.

Landlord Insurance

Protect your investment property.

With BCAA, you can fully protect your investment and rent your property with confidence. BCAA provides insurance coverage for rental properties, whether it's a house, condo or townhome in BC. Being a landlord isn’t always easy, but our expert advisors will build the best, customized coverage to match your needs because we know you have enough to worry about.
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Optional Extras

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Rental Income Protection

If your tenant must move out due to a covered loss, Rental income protection provides coverage for the lost rental payments.

Roof Guard
Extended Water Coverages

Protect your home from damange caused by external drains, water that enters your home through an opening in the roof, around windows and skylights, overflow of fresh water and accumulation of surface water.

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Earthquake Coverage

With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.

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Short Term Rental Coverage

Renting to short term occupants can be a great way to generate some income from your property, but it’s important to be aware of the risks and ensure you have adequate coverage.

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How Can You Save with BCAA?

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Deductible Options

A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.

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Home Safety Systems

Having fire sprinklers, automatic water shut off, intrusion alarms and other home safety systems can help you qualify for extra savings.

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Updated Home Features

Updated home features such as hot water tanks or plumbing, may allow for further discounts on eligible homes.

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Additional Discounts

Eligible customers who purchase landlord insurance with BCAA can receive an additional discount on their primary residence.

Why Choose BCAA Home Insurance?

BC Based
BC Based

We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Ways To Save
Valuable Ways to Save

BCAA Members save up to 20%. Plus, you can reduce your premium with our claims-free discount, bundling options and more.

Award Winning
Award Winning Home Insurance

Trusted service is what we are known for and what we’ve won awards for year after year.

Saving the Day
Saving the Day

Our 24/7 emergency claims team is always ready to help. We have experienced local BCAA Claims Adjusters ready to take your call.

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Switch your rental policy to BCAA today.

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BCAA Blog

Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.

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