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ICBC Autoplan

Renew online, by phone or in person.

In BC, all vehicles are required by law to have a basic level of car insurance (called Basic Autoplan). As one of BC’s largest Autoplan brokers, our local experts will help get you the car insurance you need and find you the best rates. Everyone is welcome!

New! BC drivers with eligible ICBC policies can now renew online, in addition to by phone or in person. Learn more or start your renewal online.

Basic Autoplan

In BC, all vehicles are required by law to have a basic level of car insurance (called Basic Autoplan). Renew your ICBC policy with BCAA online now (if you're eligible), call us at 1.888.268.2222 or visit your local BCAA Service Location.

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Optional Autoplan

Additional protection for yourself and your vehicle beyond mandatory Basic Autoplan. It provides coverage for vehicle repairs after an accident, extended liability if you’re at fault in an accident and more.

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Basic Autoplan - What's Included

Our local experts will make sure you have the car insurance you need. In BC, all vehicles are required by law to have Basic Autoplan.

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Third Party Liability 

If you get into a crash outside of BC, your ICBC Basic Autoplan covers up to $200,000 for others’ injuries or vehicle damage. It also covers you if you damage another person’s property such as if you hit and damage another person's fence.

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Enhanced Care Coverage

If you’re injured in a crash, ICBC will provide unlimited medical care and recovery benefits for treatments like physiotherapy, chiropractic, dental care, counselling, and more. Plus, up to $100,000 in lost wages, regardless of who was responsible for the crash.

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Underinsured Motorist Protection

Provides up to $1 million if you’re injured or killed by the driver of an underinsured vehicle, and you are not at fault for the crash.

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Basic Vehicle Damage Coverage

In the event of a crash that’s not your fault, instead of recovering the cost of your vehicle repairs from the insurance policy of the other driver, your policy will cover your vehicle repairs up to a limit of $200,000.

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Optional Autoplan - Add Ons

Get additional protection for you, your family and your vehicle with Optional Autoplan from ICBC.

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Comprehensive Coverage

Protect your vehicle from things other than a crash. Comprehensive coverage helps to pay for vehicle repairs after a break-in, windstorm or more.

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Excess Third Party Liability

Excess Third Party Liability provides coverage in excess of $200,000 if you get into a crash outside of BC and injure someone or damage their vehicle. It also covers you if you damage another person’s property such as if you hit and damage another person's fence.

Collision
Collision Coverage

Fix your vehicle after a crash, regardless of who was at-fault. Collision coverage helps to pay for your vehicle repairs, towing and more. It also covers vehicle repairs from a hit and run driver.

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Income Top Up Coverage

Provides additional wage loss coverage up to $100,000 in excess of your ICBC Basic Autoplan limit.

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Hit and Run

Provides coverage up to $200,000 if your vehicle is damaged by a hit and run driver.

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Roadstar Package

No at-fault claims for at least 9 years? You can get rental vehicle coverage, loss of use coverage, vehicle travel protection, and lock rekeying.

Why Choose BCAA for Car Insurance?

BC Based
BC Based

We understand the unique needs of BC drivers. Whether you use your vehicle for work, pleasure or business we can help find right coverage for you.

ICBC
One of BC’s Largest Autoplan Brokers

We help a lot of customers with their ICBC Autoplan policies each year so you can trust us to provide reliable, expert advice.

Trusted Experts
Trusted Experts

Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

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Renew your car insurance with BCAA today.

Online, by phone or in person at one of our many locations across BC. Plus, Members save up to $40 when they bundle home and car insurance with us.

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