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Travel Emergency Medical Insurance

Whether you’re travelling within Canada or abroad, BCAA Travel Insurance won’t leave you out of pocket. Get $10,000,000 in emergency medical coverage, 24/7 virtual care, FREE coverage for your kids, and optional Trip Protection with Travel Delay +AutoPay.

Plus, BCAA Members save 10%. 

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Worldwide Including the US, Mexico & Caribbean​

Covers you anywhere in the world, including the United States, Mexico and the Caribbean.​*

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Worldwide Excluding the US, Mexico & Caribbean​

The most cost-effective choice if you are travelling internationally to any destination outside of the US, Mexico and the Caribbean.* Plan includes transit through the US, Mexico or the Caribbean for up to 48 hours. ​

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Within Canada​

The right plan if you’re traveling outside of your home province and exclusively within Canada. ​

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Trip in your future?

Sign up for a travel insurance reminder and we’ll send you a heads-up before your next trip, making protecting your trip one less thing to worry about.

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Get instant payouts with Travel Delay +AutoPay Coverage.

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Plan Benefits

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Travel Emergency Medical Insurance

Get comprehensive coverage of up to $10,000,000 CAD per person, per trip, including hospital, physician, ambulance services and more.

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Kids Go Free
Kids Go Free

When you buy travel insurance, your kids are automatically covered for FREE.

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24/7 Emergency Assistance

Call toll-free from anywhere in the world, 24 hours a day, 7 days a week.

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24/7 Worldwide Virtual Care

Get the medical help you need wherever you are in the world, with virtual care.

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Worldwide Medical Assistance

Have the freedom to choose your preferred medical provider. Plus, whenever possible we will pay your medical provider directly, so you aren’t out of pocket.

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Optional Coverages

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Pre-existing Condition Coverage

Get up to $300,000 CDN in optional coverage for unstable pre-existing conditions

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Trip Cancellation
Trip Protection Package

Coverage for trip cancellation, interruption, airline delays, baggage loss or delay and more.

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Baggage Insurance
Baggage Coverage

This plan covers loss, damage or theft of your baggage, personal effects and currency.

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Travel Delay +AutoPay Coverage​

Get automatic instant payouts for flight and baggage delays to make your delay more comfortable.

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How Can You Save with BCAA?

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Membership savings

BCAA Members save 10% on any new policy.

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Kids Go FREE

Dependents are automatically covered for FREE on a Family policy.

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Loyalty Discount

Save an additional 10% on any Annual Multi-trip policy you've held for 3 years or more.

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Deductible Options

A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.

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Bundle Coverage

The Trip Protection Package bundles several optional coverages for a reduced cost.

Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

BCAA Members save 10% — that's as much as $55+/year!** You’ll also save up to an additional 10% with our loyalty discount.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.

BCAA Blog

Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.

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*To understand what countries and territories are considered part of the Caribbean for BCAA Travel Insurance, please refer to this list.
**Travel Insurance savings amount depends on policy base premium. In 2025, over 30% of Members' policies had annual Member Savings of $55 or more.

The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance. Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agent and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Global Excel Management Inc. and all policy terms, conditions, exclusions and limitations can be found in the policy wording at bcaa.com/wordings. The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance.

Travel Emergency Medical Insurance Family policies cover up to two paid adults under 60 and up to six dependent children or grandchildren, at no additional cost. Terms and conditions apply.