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Single Trip & Annual Multi-trip Insurance

From epic adventures to cross-border getaways. 

Whether you're a frequent flyer or cross-border shopper, stay protected with BC's #1 Travel Insurance starting at only $20 per trip. We offer affordable and flexible coverage for Single Trips or an Annual Multi-trip Plan for cost effective, convenient coverage for trips big or small. Plus, get FREE coverage for your kids* and BCAA Members save 10%.
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Single Trip

Staying close to home this year? This is the most economical way to protect yourself from costly medical bills, if you only plan to travel once or twice a year. 

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Annual Multi-trip Plan

Set it and forget it. This plan covers you all year long. Just tell us the amount of days you’ll be away on your longest trip and you’ll be covered for all the other ones in between. Recommend if you take 2 or more trips within a year.

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Key Features

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Travel Emergency Medical Insurance

Get comprehensive coverage of $10,000,000 CAD per person, per trip.

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Kids Go Free
Kids Go Free

When you and your partner buy travel insurance, your kids are automatically covered for FREE*.

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24h Emergency Assistance 

Our advisors are available anytime, anywhere. Call toll-free from anywhere in the world, 24 hours a day, 7 days a week.

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BCAA Guided Care

Get personalized care, with safe and convenient virtual and in-person visit options that save you time and hassle.

Your Choice Provider
Any Medical Provider

You have the freedom to choose your preferred medical provider.

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Direct Pay

We’ll work behind the scenes to pay your medical provider directly whenever possible.

Additional Features

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Pre-existing Condition Coverage

Get up to $300,000 CDN in optional coverage for unstable pre-existing conditions

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Trip Cancellation
Trip Protection Package

Coverage for trip cancellation, interruption, airline delays and baggage loss, damage or delay.

Baggage Insurance
Baggage Coverage

Protect your bags from walking away. This plan covers loss, damage or theft of your baggage, personal effects and currency.

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Travel Delay Coverage

Be covered for expenses resulting from a delayed flight of more than 4 hours and/or when your baggage is lost or delayed more than 6 hours.

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How Can You Save with BCAA?

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Membership savings

BCAA Members save 10% on any new policy.

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Kids Go FREE

Children are automatically covered for FREE on family plans.*

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Loyalty Discount

Save an additional 10% on any Annual Multi-trip policy you've held for 3 years or more.

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Deductible Options

A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.

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Bundle Coverage

The Trip Protection Package bundles several optional coverages for a reduced cost.

Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

Get FREE coverage for your Kids*, plus BCAA Members save 10%. You'll also save up to an additional 10% with our loyalty discount.

Award Winning
#1 Protection for Less

Starting at only $20 per trip, BC's #1 Travel Insurance protects you from costly medical bills and provides peace of mind for Single Trips or Annual Multi-trip plans.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you. With options for pre-existing conditions, travel cancellation, lost baggage and more.

Members Get More

Save over $1,000 per year on BCAA Insurance, BCAA Auto Service Centres, Evo Car Share and at over 100,000 partner locations worldwide. Plus, we’ve got you covered with the Best Roadside Assistance. Not a Member? Join today.

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Get the Best Roadside Assistance for less than $7 a month

JOIN NOW

BCAA Blog

Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.

BCAA Blog How To Pack
Jun 4, 2017 Tag Icon A light icon that looks like a tag Travel
Pack like a pro. Here are a few tips to help you make the most of your luggage space and lighten your load.
Learn More
Cannabis Leaves
Mar 2, 2018 Tag Icon A light icon that looks like a tag Community
The effects of cannabis on British Columbia
READ MORE
BCAA Blog Road Trips Supply Car
Jul 3, 2017 Tag Icon A light icon that looks like a tag Travel
Road Trip Checklist. Keep these items in mind and you’ll be well-prepared.
Learn More
READ MORE ARTICLES
* Dependent children are free on a family policy with two paying adults. Adults must be aged 59 or younger.