Insure Your Home Away From Home
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Why Choose BCAA Home Insurance?
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Whether you call it a cabin or a cottage, your vacation property provides a getaway from the hustle and bustle of life. BCAA provides coverage to help you protect your home away from home. And if you're renting it out on occasion, we offer short-term rental coverage too. As a local BC insurance provider, our expert advisors take the time to get to know you to understand your insurance needs and build the best, customized policy to match your lifestyle.
Security for your home and belongings if they are damaged or destroyed in a fire.
Major weather events are becoming more frequent, more severe and less predictable. Get covered for damage from wind storms and find out if you’re eligible for Flood coverage.
You're covered for things like if a pipe bursts under your sink, or if water suddenly escapes your washing machine destroying your hardwood floors.
Coverage for legal fees that stem from accidental damage or injury to tenants or guests at your vacation home.
If your vacation is interrupted due to a claim, and you cannot reside in the home until repairs have been completed; your extra expenses are covered. We have options to increase your limit to fit your unique needs.
If you suffer damage to an older home, we provide coverage in case you have to rebuild to current by-law standards.
Theft can happen anytime, especially during the offseason, so protect your belongings in the event of a break-in.
Vacation properties are often unoccupied for a portion out of the year and have a greater chance of vandalism. Make sure you are protected with this coverage.
With over 1,200 earthquakes every year in BC, whether it's a tremor or when the big one hits, you'll want to protect your home and your belongings.
Learn MoreProtect your property against accidental glass breakage through our Glass coverage.
A deductible is the amount you need to pay in the event of a claim. Increase the deductible and you'll save even more on your policy.
Having fire sprinklers, automatic water shut off, intrusion alarms and other home safety systems can help you qualify for extra savings.
Updated home features such as hot water tanks or plumbing, may allow for further discounts on eligible homes.
Eligible customers who purchase landlord insurance with BCAA can receive an additional discount on their primary residence.
We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.
Our expert advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.
BCAA Members save up to 20%. Plus, you can reduce your premium with our claims-free discount, bundling options and more.
British Columbians consistently rank BCAA as BC’s Most Trusted Insurance brand as ranked by the Gustavson Brand Trust Index.
Have peace of mind that you're covered in the event of a claim. You can count on a stress-free claims experience knowing that over a one-year period BCAA paid out 95% of claims related to fire, water, weather and theft*.
Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.
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1-888-268-2222 in BC
1-800-222-4357 in North America
Please Note: Due to high call volumes and limited resources our estimated time for arrival may be longer than usual. Roadways, driveways and alleys must be plowed, sanded or salted for service providers to attend safety. Snow covered vehicles will need to be cleared before service can be provided. If you need a tow and also need a ride with one of our drivers, space is limited to one passenger. If you are experiencing any cold or flu like symptoms, we will ask you to wear a mask.
We are working hard to provide help as quickly as possible. Thank you for your patience and understanding.
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