Skip to main content

Motorcycle tips to keep you safe and save you money

As the weather gets nicer, riding a motorcycle is on many BC bikers' minds. Whether you’re in the market to buy or just dusting off your two-wheel beauty, here’s a seven-point checklist of motorcycle insurance and safety tips to get you ready to ride and help you save this summer.

1. Wash your bike

Yes, it helps to do this first. It’s the seasoned rider’s trick for keeping on top of the little details. By giving your bike a good rinse straight out of storage, you can see if there are any loose nuts or bolts, leaks or other damage that may need attention.

2. Check your tires, brake pads, fluids and chain

Whether you DIY or take it to a motorcycle pro, some musts for safe riding are: properly inflated tires (manufacturer’s recommendation), topped up brake fluid and correctly adjusted front and rear brakes. Replace your brake fluid every two years to maintain its effectiveness and lubricate the chain before your first ride and every 1,000 kilometres.

3. Protect yourself with a good helmet and reliable gear

Always wear a good helmet (it’s the law) and use one that has a recognized certification on it such as DOT or Snell. Invest in proper riding footwear and quality riding gear (including reflective pieces). Make sure to protect all your gear with BCAA Motorcycle Insurance, which includes $1,500 coverage for motorcycle riding gear with the option to increase the limit up to $3,000.

4. Get more from your insurance

Look for a policy that gives you deductible options and more coverage for other aspects of motorcycle riding. For example, motorcycles aren’t used all year and BCAA Motorcycle Insurance offers a no hassle 12-month policy that includes winter storage protection and covers riding gear, a trailer and sidecar. There’s also an option to add personal property coverage to protect your personal belongings carried in saddle bags. Plus, you can save 5% on the collision portion of your premium for BCAA Motorcycle Insurance if you’ve completed a recognized motorcycle training program, and save up to 20% if you are a BCAA Member.

New to motorcycling? Speak to a professional insurance advisor about BCAA Motorcycle Insurance to make sure you have the right coverage and can enjoy the open road.

5. Make modifications known so you’re covered

Let your insurance provider know about any permanently attached equipment or modifications made to your bike whether they’ve been added by you or a previous owner. This will ensure that the value of your bike is accurately represented, and you have adequate coverage.

6. Get protection and savings on the open road

In case of the unexpected on the open road, ensure you have the proper BCAA Membership plan for your motorcycle. Get the best Roadside Assistance with a BCAA Plus or Premier Membership and know you're covered just the same as car or truck. Plus, with your Membership, you can also save over $1,500 per year on everyday essentials, experiences, travel, dining and more.

7. Use the proper fuel

Engine manufacturers specify a minimum octane rating for motorcycles, so check your owner's manual for the recommended fuel to use. If you're using premium fuel and it's not required, you're spending more than you need to at the pump. If your motorcycle requires 91 octane or higher (most do), make sure you use it despite premium fuel costing more to ensure that your bike lasts as long as possible and to avoid costly mechanical problems in the long run. Great news, BCAA Members save 3¢/L on fuel and more at participating Shell stations. Plus here are a few more tips on how to outsmart gas prices.

Follow these seven tips, and you’ll be ready to roll around BC on these fantastic motorcycle road trips. Have a great, safe two-wheeled summer!