Skip to main content
alert icon

We’re here to help you Mon – Fri 8 am – 6 pm, Sat 9 am – 5 pm. Service Locations are open, with pre-booked appointments recommended and COVID-19 safety measures. Find our latest wildfire insurance coverage info here.

BCAA Small Business Insurance for your local business

Change is coming to BC with the launch of our new BCAA Small Business Insurance product. Our commitment has always been to protect British Columbians and help them move forward, and we're excited to extend that same level of service to small business owners in the province.

British Columbia is a small business haven. According to the BC Government's Small Business Profile, 98 percent of all BC businesses are considered small businesses, and nearly 20 percent of BC's workforce is self-employed. We also know that many small businesses don't have the insurance coverage they need, and it's estimated that 25 percent of BC businesses are underinsured or have no insurance at all.

Building and running a small business takes a lot of heart and hard work. Entrepreneurs have taken chances to establish and grow their company, and we want to help them protect what they've built. To support BC businesses with the insurance coverage they need, we're excited to announce our new BCAA Small Business Insurance. It will be launching this year, and to help business owners start planning, we want to give some of the early details – along with an opportunity to sign up for an exclusive discount to help save on the policy.

BCAA Small Business Insurance will be available for over 200 professions in a wide variety of sectors, focusing on landlords, business services, retail, construction and many more.

What’s unique about BCAA Small Business Insurance?

We know that “small business” is anything but small for entrepreneurs. Their company means everything to them - it's not a nine-to-five job; it’s their life. Every setback is significant, and the right coverage provides the confidence and ability to keep growing. That’s why we're here to help with a new kind of business insurance that combines customized coverage with online convenience. It’s protection for entrepreneurs who aren't afraid to dream big. Here’s what you can expect from our BCAA Small Business Insurance:

  • Quick and convenient purchase online: Customers can get a quote and buy online whenever it suits them with our policy recommendation tool that only asks all of the important questions and nothing more.
  • Customizable protection: We provide custom coverage recommendations that protect small businesses against unique risks.
  • Simple and straightforward: No overly complicated industry jargon, just straightforward protection for businesses that BC entrepreneurs have worked so hard to build.
  • Solid advice: Our online quote tool will help identify risks and recommend the most suitable coverages. If more assistance is needed, a team of expert Small Business Advisors will be ready to help online or over the phone.
  • Trust and reliability: As trusted insurance experts with unique BC knowledge, award winning service and a local 24/7 emergency claims team, BCAA provides small business owners peace of mind that their business is protected.
  • Valuable ways to save: Reduce premiums through a claims-free discount. Plus, business owners with a personal BCAA Membership can unlock further savings.

As you can probably tell we’re excited to help local business owners with the launch of BCAA Small Business Insurance! We look forward to providing more information about how businesses can protect their growth with us soon.

For an exclusive launch discount and first notice when it becomes available, go to to get on the list. As soon as it’s available, we’ll send you a discount code to use on your custom insurance plan.