Smart Homes

More and more homeowners are interested in the latest and greatest home tech products to increase the level of comfort in their lives and give them peace of mind about their home, from wherever they are.

A Smart Home is one that's equipped with heating, lighting or any number of electronic devices or appliances that can communicate with each other or be controlled remotely.

• Smart Thermostats heat or cool your home based on your schedule and can also learn your daily patterns.
• Smart Locks allow you to enter your home without using your keys or to remotely allow access in case of emergency.
• Smart Lighting lets you turn on and off lights remotely allowing a dark home to seem occupied while you're away.
• Some Smart washers and dishwashers let you start wash cycles remotely and help you avoid using them during peak energy hours.

While technology is really great, there are some low tech options that provide peace of mind when it comes to water. Water damage is the number one cause of claims in BC, there are a few things to keep in mind. Washing machines and dishwashers can all lead to water damage.

We recommend not leaving your home when you have these appliances running, as a leak can cause damage fairly quickly. Although your insurance is likely to cover the damage, if it is significant you and your family may have the hassle of temporarily moving out of your home while repairs take place. So you want to prevent damage from happening. Here are three ways that you prevent the water damage to your home.

• Install water alarms. They work like smoke detectors but warn of leaks from toilets, water heaters, overflowing baths and sinks. Simply place it near any water source and a high-pitched alarm alerts you to water leaks. Water alarms start from as little as $15 a unit.
• Install stainless steel braided hoses where possible. These hoses cost around $20 and are less likely to deteriorate than plastic hoses. Dishwasher and washing machine hoses should be inspected and replaced every 3-5 years.
• Consider installing an automatic water shut off system. It will shut off the water if there is a water leak from things like your water tank, the tub or even the toilet overflowing. Having them in place can save you money on your home insurance.

BCAA Members earn 10% back in CAA Dollars when they shop Troy Bilt on the CAA eStore.

To find out more about to protect your home and save money using smart home technology BCAA Insurance Advisor. Everyone is welcome, plus BCAA Members save up to 20% on BCAA Home Insurance.