Home & Renters Insurance Considerations

What you need to know

BC Law allows the growth of up to four cannabis plants per household, but landlords and strata councils can still restrict or prohibit home cultivation. If you or your tenants are growing or planning to grow cannabis at home, you should inform your home or renters insurance provider to understand if there is coverage for the plants and if any exclusions apply.

BCAA Home and Renters Insurance provides coverage if your recreational cannabis growth is in compliance with BC Law, but is limited to personal use and excludes business-related activities. Cannabis plants, products and equipment are subject to special limits for personal property coverage and landscaping coverage.