Skip to main content
alert icon

We’re here to help you Mon – Fri 8 am – 6 pm, Sat 9 am – 5 pm. Service Locations are open, with pre-booked appointments recommended and COVID-19 safety measures. Find our latest wildfire insurance coverage info here.

Earthquakes in BC: how prepared are you?

It may be challenging to think about earthquake risk on top of everything else this year has thrown at us, but more than ever, it’s important for British Columbians to know how to be prepared for the unexpected. From everyday challenges to natural disasters, the reality is that unexpected emergencies can strike at any moment. Preparation is the best defense, and it starts with knowledge. Here’s what you should know to help protect your home and your loved ones.

3 steps to preparedness

Step 1 - Know the Hazards

Understanding the hazards in BC is the first step to being prepared. While most of the nearly 3,000 earthquakes that shake the province each year are too small or remote to be felt, seismologists believe a damaging quake in a populated area is only a matter of time. In fact, one of the biggest risks we face as British Columbians is a major earthquake.


How might an earthquake impact me?

When a major earthquake hits, there could be multiple impacts, including compromised roads, infrastructure and services (electricity, water, sewer, gas, Internet, cellular), as well as damage to buildings. This could also include costly damage to your home caused by structural changes and damage to furniture, and belongings.

BC seismic risk map

What areas of the province are at risk?

Most of southwestern BC is considered to be at moderately high to high earthquake risk. Communities exposed to the open Pacific Ocean, such as Port Alberni, Tofino and Ucluelet, are additionally susceptible to tsunamis, while low-lying areas in Richmond, Tsawwassen and Victoria may be at risk of flooding and strong currents.

How does COVID-19 affect my emergency plans?

Your local or First Nations government is responsible for planning for and responding to emergency events within their jurisdiction. This includes coordinating the provision of food, clothing, shelter, transportation and incidentals for evacuees. Get more information about BC’s Emergency Evacuee Guidance During COVID-19.

What can I do?

The best way to prepare yourself is to make sure you and your loved ones have an action plan. Having a family emergency plan will save time and make real situations less stressful.

Having a plan also includes taking the necessary steps to protect your home. Since personal injuries due to household hazards are one of the most serious risks in a major earthquake, ensure your home is earthquake ready with this list of simple actions.

Learn more about the hazards British Columbians face here.


Step 2 - Make a Plan

An emergency plan gives your family a clear direction in a stressful situation. Here are a few steps you can take to make sure you’ll be ready for whatever comes your way.

  • Make a list of family and emergency phone numbers, including at least one out-of-area contact, in case nearby regions are affected or local lines overwhelmed.
  • Choose a meeting spot away from your home, such as a close family friend or relative’s house, library or community centre. If you have young children, identify the people who could pick them up from school or daycare in the event you can’t.
  • Compile a list of emergency information sources such as local media and government websites and social media channels. Some great resources include @EmergencyInfoBC on Twitter and websites such as: Emergency Info BC, BC Emergency Alerting System - Alert Ready and Emergency Management Victoria - Vic-alert.
  • Make sure you know how to switch off your utilities. Depending on the damage, you may need to shut off the main electrical breaker, water valve or gas valve.
  • Store enough food, water and medication to last three to seven days. You need about four litres of water per person, per day (although children, nursing mothers and sick people may need more, and you may need to double allotments in hot weather). Pets need about 30 mL per kg of body weight per day.

  • Keep a pair of shoes and a flashlight under the bed to help with navigating in the dark, and potentially on broken glass.
  • Create grab-and-go bags and store them near an exit. Include non-perishable food, water, flashlights, a radio, medications, seasonal clothing, blankets, pens, paper, a phone charger, a first aid kit, cash in small bills, a local map, a whistle and important documents.
  • Schedule practice emergency drills with the entire family on a regular basis.
  • Get started by using PreparedBC’s Fill-in-the-Blanks Home Emergency Plan which can help you compile vital information you’ll need to respond in an emergency, as well as establish how you will communicate with loved ones if separated.

It’s important to update your emergency plan annually including the contents of your emergency kit. Here is some helpful advice on where to start and what you should include.

Get more planning tips here.

Emergency Kit

Step 3 - Build a Kit

A disaster like an earthquake can potentially leave your household on its own for several days. Prepare an emergency kit at home that can sustain you and your family for at least 72 hours.

Emergency kit

Step one: Buy a ready-made kit or build your own which includes PreparedBC's recommended basic essentials. Beyond the items in a standard emergency kit, add items from Health Canada’s COVID-19 coronavirus-related emergency essentials list and fact sheet.

Step two: Customize the kit to meet your needs. For example, regular medications, comfort items for children, or food for your pet.

Step three: Put your kit in a place that's easy to get to. Prepare extra kits to keep in your car and at work.

Get more detailed information here.

BCAA Members save 20% on emergency kits for home and personal use with our rewards partner FAST (First Aid & Survival Technologies Limited). Learn more at

Give yourself peace of mind knowing that you’re prepared for anything. Visit for more tips and advice.

Get Insured

The right insurance policy adds another layer of security to your disaster plan, and the peace of mind of knowing that we’ve got your back.

Review your home insurance coverage and learn how it can and can’t help for fire, flood and earthquake.

Find the right insurance coverage for your household.