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安全抵达加拿大，
享有紧急医疗保障
BCAA旅行保险如何为我提供帮助
为什么选择BCAA？
常见问题解答
MSP是BC省的医疗服务计划（Medical Services Plan），为加拿大BC省居民提供基本医疗保险，涵盖医生、牙医及其他医疗服务。新居民需申请MSP，并在抵达后第三个月开始享有保障。
可以。BCAA为健康状况稳定或不稳定的旅客提供相关保障。点击此处了解详情。
在您通过线上或与顾问购买BCAA旅行保险时，我们会询问一系列问题，以推荐最符合您需求的保障计划。
我们建议您查看您现有紧急医疗保险的保障限额，以确保它们足够，因为等待 MSP 时的医疗费用可能非常昂贵。
如果您觉得需要更多保障，建议与我们其中之一位可信顾问谈谈有关“访加者（Visitors to Canada）”保障。如果您计划出国旅行，请查看保单中列出了哪些国家以了解保障范围。如果保障仅限加拿大境内，您应考虑为目的地购买额外保障。
在这里没看到您的问题？
请点击此处查看更多常见问题解答或右下角图标聊天。
The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance. Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Global Excel Management Inc. and all policy terms, conditions, exclusions and limitations can be found in the policy wording at bcaa.com/wordings.
BC’s Top Choice for Travel Insurance based on a third party market share study of responses from approximately 1,500 British Columbians per month; BCAA is consistently selected by the highest proportion of British Columbians for where they purchased their travel insurance.
*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit bcaa.com/plans. Applicable to Travel Emergency Medical Insurance policies.
**Based on an online survey conducted by BCAA from October 1, 2024, to May 1, 2025 of BCAA Travel Insurance customers who purchased the product at a BCAA Service Location or over the phone. 22.1% of recipients responded, with 98% reporting satisfaction with the service received from a BCAA Insurance Agency representative. Results reflect respondent opinions and may not represent all customers.
BC’s Top Choice for Travel Insurance based on a third party market share study of responses from approximately 1,500 British Columbians per month; BCAA is consistently selected by the highest proportion of British Columbians for where they purchased their travel insurance.
*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit bcaa.com/plans. Applicable to Travel Emergency Medical Insurance policies.
**Based on an online survey conducted by BCAA from October 1, 2024, to May 1, 2025 of BCAA Travel Insurance customers who purchased the product at a BCAA Service Location or over the phone. 22.1% of recipients responded, with 98% reporting satisfaction with the service received from a BCAA Insurance Agency representative. Results reflect respondent opinions and may not represent all customers.
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