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紧急医疗保障在手，
让您安心抵达加拿大
BCAA旅行保险如何为我提供帮助？
为什么选择BCAA？
常见问题解答
MSP是医疗服务计划（Medical Services Plan）的简称，这是加拿大BC省的一项医保计划，涵盖医生、牙医及其他医疗机构提供的必要医疗服务。BC省新居民需申请MSP，并在抵达后第三个月才有资格享有保障。
可以。BCAA可为部分既有病症状况稳定或不稳定的旅客提供相关保障。请点击此处了解详情。
当您通过网上或与顾问购买BCAA旅行保险时，我们会询问一系列问题，以推荐最符合您需求的保障计划。
我们建议您查看现有紧急医疗保险的保障限额是否充足，因为在等待 MSP 期间，医疗费用可能非常昂贵。
如果您认为需要更多保障，建议向我们值得信赖的顾问了解有关访加医疗保障（Visitors to Canada Coverage）。若您计划前往加拿大境外旅行，请查看保单中列明的保障国家范围。如果保障仅适用于加拿大，您应考虑为旅行目的地额外投保。
没找到您想问的问题？
请在此查看更多常见问题解答，或点击右下角图标向我们 咨询。
The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance. Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Global Excel Management Inc. and all policy terms, conditions, exclusions and limitations can be found in the policy wording at bcaa.com/wordings.
BC’s Top Choice for Travel Insurance based on a third party market share study of responses from approximately 1,500 British Columbians per month; BCAA is consistently selected by the highest proportion of British Columbians for where they purchased their travel insurance.
*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit bcaa.com/plans. Applicable to Travel Emergency Medical Insurance policies.
**Based on an online survey conducted by BCAA from October 1, 2024, to May 1, 2025 of BCAA Travel Insurance customers who purchased the product at a BCAA Service Location or over the phone. 22.1% of recipients responded, with 98% reporting satisfaction with the service received from a BCAA Insurance Agency representative. Results reflect respondent opinions and may not represent all customers.
BC’s Top Choice for Travel Insurance based on a third party market share study of responses from approximately 1,500 British Columbians per month; BCAA is consistently selected by the highest proportion of British Columbians for where they purchased their travel insurance.
*BCAA Member savings on insurance products are only available with Basic, Plus, or Premier Membership plans. For full details, please visit bcaa.com/plans. Applicable to Travel Emergency Medical Insurance policies.
**Based on an online survey conducted by BCAA from October 1, 2024, to May 1, 2025 of BCAA Travel Insurance customers who purchased the product at a BCAA Service Location or over the phone. 22.1% of recipients responded, with 98% reporting satisfaction with the service received from a BCAA Insurance Agency representative. Results reflect respondent opinions and may not represent all customers.
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