Why Have Life Insurance?

Simply put, if something should happen to you, you can continue to provide for those you love. Life insurance can be used to replace lost income, pay outstanding debts including mortgage, as well as provide for final expenses such as funeral costs. Essentially, it protects the quality of life of those who matter most in your life.

When to start?

The moment a spouse or partner depends on you, let alone children, is the moment you need coverage.In addition, the earlier you start, the better your rates and the easier it is to get approved even as your life stages evolve.On that note, we offer the flexibility to convert to more comprehensive plans as your needs change.


We have been in business for 100 years – more than enough time to perfect our plans and truly grasp the needs of those who trust us.

We’ve also partnered with Manulife, another long-standing and reputable insurance provider, so that we can offer a greater selection of plans at remarkably competitive rates.

Health Service Navigator®.

Another reason for choosing BCAA, together with Manulife, is that we genuinely do focus on quality of life in every respect. That’s why all our life insurance plans come with a unique benefit, the Health Service Navigator®.

This service provides you and your family with easy access to medical support services (from transportation to hospital discharges), as well as to information and resources on how to navigate the Canadian health care system.

It can even help you get second opinions from world-class doctors.