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Home Insurance

You’ve been selected for a new and improved Home insurance experience with BCAA. We have been working on creating a better, faster, more seamless process for our customers. Simply quote, buy or book a phone appointment. You have a unique opportunity to be first to enjoy BCAA's enhanced product offering. Plus, you save an extra 5% when you buy online.


Every home and neighbourhood in BC is different. That's why we build a customized home insurance policy to match your needs.

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Condo or Townhouse

Condo and townhouse owners have special insurance needs. We offer coverage to protect both your property and what's inside.

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Renters need insurance too. We offer coverage for your belongings, with the liability protection you need.

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Key Features

Simple, Straightforward Home Insurance

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Home insurance made easy so that you have peace of mind that you’re protected.
We’ll make it right when things go wrong.

BC Based
BC Based

We know BC. Using our local knowledge and 40 years of experience as a province-wide home insurer, we understand the unique needs of British Columbians.

Trusted Experts
Trusted Experts

Our licensed and fully trained advisors take the time to get to know you better. We work with you to understand your needs and then recommend the best, customized coverage.

Ways To Save
Valuable Ways to Save

BCAA Members can save up to 20%. Buy online to save an additional 5%. Plus, you can reduce your premium with our claims-free discount, bundling options and more.

Award Winning
Easy to Understand Insurance

Straightforward home insurance based on your home and lifestyle, so that you can easily find the policy that's right for you.

Saving the Day
When It Goes Wrong, We Make It Right

Have peace of mind that you're covered in the event of a claim. You can count on a stress-free claims experience knowing that over a one-year period BCAA paid out 95% of claims related to fire, water, weather and theft*.

Members Get More

Save over $1,000 per year on BCAA Insurance, BCAA Auto Service Centres, Evo Car Share and at over 100,000 partner locations worldwide. Plus, we’ve got you covered with the Best Roadside Assistance. Not a Member? Join today.

staircase memberships

Save up to $40 on a Family Membership

Limited time offer.

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BCAA, in association with CAA, was ranked the #1 Most Trusted Insurance Brand in Canada by the 2022 Gustavson Brand Trust Index.
*From 2019 to 2020, BCAA paid out on average 95% of home insurance claims related to fire, water, weather and theft. Past performance is not a guarantee of future results. Home Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency, and underwritten by BCAA Insurance Corporation.