Skip to main content

Be prepared for the unexpected. Minimize damage to your home and belongings with the following easy tips.

Know where the water shut-off valve is located

  • Tag your water shut-off valve so you can turn off the main water supply in the event of a leak

Install water alarms

  • They work like smoke detectors but warn of water leaks from toilets, water heaters, overflowing baths and sinks
  • Some alarms even alert you on your smart phone when a possible water leak is detected or can even shut off the water to the appliance or the main water supply to your home

Inspect and install stainless-steel braided hoses

  • Dishwasher and washing machine hoses should be inspected and replaced every 3-5 years. Plus stainless-steel hoses are less likely to deteriorate compared to plastic hoses

Run washer and dishwasher when you are at home

  • By being present in the home when you run these appliances, you may be able to catch leaks early

Use a drain pan under your washing machine

  • If your laundry is on the second floor of your home, this is particularly important
  • Place a drain pan under your washing machine and connect it to a drainpipe or floor drain so any overflowing water can be redirected

Clear downspouts and drains

  • This ensures that water flows away from your foundation to prevent possible damage

Unplug appliances when on vacation

  • Avoid unexpected mishaps such as plumbing or electrical accidents while you are away


Home Insurance is sold through BCAA Insurance Agency and underwritten by BCAA Insurance Corporation. The information in this marketing piece is intended to provide common recommendations and professional maintenance and or inspection is recommended. Complete terms conditions and exclusions are detailed in the policy declaration and wording. bcaa.com/wordings. All trademarks are the property of their respective owners.

Install/check smoke and carbon monoxide detectors

  • Test your smoke detectors monthly to ensure they are working properly and replace batteries every year or when they begin to chirp
  • Smoke alarms should be replaced 10 years from the date of manufacture
    Source: National Fire Protection Association

Inspect your sprinklers regularly

  • Many homes in the Lower Mainland have been equipped with sprinklers. Ensure that your system is inspected regularly according to the National Fire Protection Association standards at www.nfpa.org
  • Never hang anything from your sprinklers. This can cause it to accidentally go off

Check your roof

  • Clear away overhanging trees and combustible debris such as pine needles that could act as fuel for airborne sparks

Clear clogged link traps in dryers and outside of the home

  • These are a major cause of fires when the vents become clogged

Inspect electrical cords

  • If the cords feel warm or hot to the touch or are worn, replace them

Replace furnace air filters every three months

  • Build-up makes it impossible for air to flow freely and can lead to overheating and burn out

Know where the gas/electrical shut-off valve is located

  • When gas reaches a certain concentration in a room or house, the slightest spark can set off a tremendous explosion

Educate young children about the dangers of playing with fire

  • lighters/matches/candles


Home Insurance is sold through BCAA Insurance Agency and underwritten by BCAA Insurance Corporation. The information in this marketing piece is intended to provide common recommendations and professional maintenance and or inspection is recommended. Complete terms conditions and exclusions are detailed in the policy declaration and wording. bcaa.com/wordings. All trademarks are the property of their respective owners.