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BCAA Travel Insurance

Comprehensive coverage starting at just $20 per trip.

Planning a getaway? Get flexible, affordable protection from costly emergency medical bills, trip cancellations, lost baggage and more. Plus, enjoy instant payouts for flight and baggage delays with Travel Delay +AutoPay.

BCAA Members save 10% and kids are covered FREE!

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Find your plan

Trip in your future?

Sign up for a travel insurance reminder and we’ll send you a heads-up before your next trip, making protecting your trip one less thing to worry about.

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Get instant payouts with Travel Delay +AutoPay.

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Travel Emergency Medical Insurance

Up to $10,000,000 in coverage for unexpected medical expenses, including hospital, physician, ambulance services and more.

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Visitors to Canada Travel Emergency Medical Insurance

Emergency medical and optional trip protection coverage for visitors to Canada, returning Canadians and new immigrants.

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Trip Protection Coverage

Coverage for trip cancellation, trip interruption, airline delays and baggage loss, damage or delay.

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Why Choose BCAA Travel Insurance?

BC Based
BC Based

We understand the unique needs of BC travellers heading out of province on short vacations, multiple trips throughout the year or those visiting Canada.

Ways To Save
Valuable Ways to Save

BCAA Members save 10% — that's as much as $55+/year!* You’ll also save up to an additional 10% with our loyalty discount.

Saving the Day
Saving the Day

Our emergency claims team is always ready to help 24 hours a day, 365 days a year anywhere in the world.

Trusted Experts
Trusted Experts

Our expert advisors will help you choose the right coverage for you, with options for pre-existing conditions, trip cancellation, lost baggage and more.

David's Testimonial

We were overjoyed that BCAA Travel Insurance had come through for us, allowing us to put that money aside and plan future trips. 

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FAQs

BCAA Travel Insurance offers different plans based on your travel needs. Emergency Medical plans cover unexpected and costly expenses like hospital visits or urgent care. Trip Protection coverage includes coverage for trip cancellations or interruptions, lost or delayed baggage, and travel delays. Plus, get instant payouts for flight and baggage delays through Travel Delay +AutoPay.
A Single Trip policy covers one specific trip, perfect if you’re planning a short getaway or annual vacation. An Annual Multi-trip plan covers multiple trips throughout the year – a convenient and cost-effective option that’s ideal for frequent travellers. With BCAA, both options are flexible, affordable and designed to fit your lifestyle.
We make the claims process as smooth as possible. You can start your claim at any point (even when you return from your trip) and do it online, over the phone, or by email – whatever works best for you. Just have your policy number and any supporting documents (like receipts or medical records) handy. Remember, all documentation must be received within 1 year from the date of loss! Visit bcaa.com/travelclaims to learn more.

Still have more questions? Head to our Travel FAQ page below or contact us—we’re here to help!

Travel FAQ Contact Us

 

BCAA Blog

Offering expert advice, useful articles, inspiring stories and simple tips to help you navigate life’s many roads.

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*Travel Insurance savings amount depends on policy base premium. In 2025, over 30% of Members' policies had annual Member Savings of $55 or more.

The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance. Travel Insurance is sold through B.C.A.A. Holdings Ltd. dba BCAA Insurance Agency, a licensed insurance agency and is underwritten by BCAA Insurance Corporation. Insurance claims are administered by Global Excel Management Inc. and all policy terms, conditions, exclusions and limitations can be found in the policy wording at bcaa.com/wordings. The availability of virtual care depends on your geographic location, medical emergency and remains subject to the discretion of BCAA Claims Assistance.

Applicable to Travel Emergency Medical Insurance policies. Dependent children are free on family policy with two paying adults. Adults must be age 59 or younger. Policy terms and conditions apply.